2008 October | The Official Helmi Hakim Website

Why Singaporeans Like To Delay In Planning For Their Retirement…

31. October 2008

I did a lot of roadshows. You may find me a very FAMILIAR face in Toa Payoh MRT, in East Point, in front of Civic Centre…. everywhere….all over Singapore. …and in meeting Singaporeans…Yes! real people like you and me….I discover something disturbing… Many people failed to plan for their retirement….and here are their excuses comments. [...]

What is Exactly REITs (Real Estate Investment Trusts)?

31. October 2008

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I always talk to my clients about earning PASSIVE INCOME. Increasing their invested assets in their networth statement over time etc2. One kind of investments that can give quarterly dividends (means you GET MONEY every 3 months) is REITS. If you buy shares, you are buying part of a company. If you buy REITS, you [...]

What Exactly Is Options Trading?

31. October 2008

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Option trading is the game of the rich. Investors LOVE option trading because they can employ LEVERAGE, which means they are able to control a large amount of shares with a small fraction of the cost. (100 shares per option) It also allows you to MAKE MONEY no matter where the market goes, up,down or [...]

What Are Derivatives All About?

31. October 2008

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Derivatives are INSTRUMENTS whose value is based on, or derived from, the price performance of underlying assets, such as commodities, stocks and bonds, domestic and foreign indices, interest rates as well as exchange rates. Examples are: 1) Futures2) Forwards3) Options4) Warrants & Convertibles5) Swaps In the next post, I am going to share with you [...]

What Is Assets Allocation All About?

30. October 2008

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It is COMMON in the finance world for us to hear these jargons like “assets allocation“, “rebalancing” etc2… In this post, I will like to share with you 2 COMMON approaches, financial planners use to allocate assets of our clients efficiently and effectively. 1) Strategic Assets Allocation Example: If my client get NTUC Income flexilink [...]

8 Financial Ratios That You Can Use If You Have Learnt How To Create Your Own Personal Cashflow and NetWorth Statement

30. October 2008

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If you read my prior posts,you have learnt how to create your own personal cashflow statement and your personal balance sheet. Today, I am going to touch on 8 FINANCIAL RATIOS that you can use to interpret your current financial standing. I have created a mindmap, to help me recall the financial ratios. 1) Basic [...]

What Constitutes A Binding Contract That You Cannot Run Away From?

29. October 2008

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Time do fly very fast. …and I realised, I have contributed over 200 posts in this blog. Phew…I feel that is really a feat. It is very easy to create a blog, but to maintain it, you need patience, you need energy and you need a DIEING INTEREST to share your knowledge with the public. [...]

Happy Deepavali To All Our Indian Friends….

27. October 2008

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I, Helmi Hakim, will like to wish all our Indian friends, Happy Deepavali. May all have a joyous celebration! My other related posts that may interest you: Chinese New Year Song. Use Your Brain When You Do Things. I Lead My Way….

The MOST Hilarious Clip On ERP, For Singaporeans…

26. October 2008

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Gosh! I just found chanced upon a song on Singapore most famous, jealously guarded ERP gantries. We understand the government had reduced the ownership taxes, ARF, excise duty and so on, and at the same time issued more COEs to ensure more Singaporeans are able to afford buying cars. The major policy shift from ownership [...]

A Beautiful Song That Will Inspire You,Motivate You to Dream and Achieve Anything You WANT IN LIFE!

26. October 2008

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Sometimes I feel lost. I feel like losing my momentum, energy sapping out… I get swayed, doubtful of my goals that I have set. Can I ACHIEVE them? Can I not? Beautiful songs wake me up….to propel and fight all my way out to achieve my goals. Enjoy the song below and take note of [...]

My Note To Deputy Prime Minister Of Malaysia, Najib Tun Razak

25. October 2008

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I am not and never into politics,yet I follow Malaysian politics closely,especially in correlation to the development of the IDR (Iskandar Development Region). which I believe will be scrap I have commented on Dr Mahathir’s blog on the need for Malays to UNITE under the leadership of Barisan National. Investors from other countries will NEVER [...]