Delicious Hari Raya Food and Making Money The Shariah Compliant Way In Singapore…

Sun, Jun 25, 2017

Investment, Miscellaneous

Alhamdulillah, today is Hari Raya Puasa. One of the best things about celebrating Hari Raya is the mountain of delicious food we get to eat. Haha! 🙂

What are some of your favourite Hari Raya food?

Mine includes lodeh,

sambal goreng

and of course,
ayam masak merah!!!

My favourite! 🙂
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These are best eaten with ketupat and perhaps with a generous heap of serunding.

Oh! Talking about ketupat, I love my mother-in-law’s ketupat.
Because her ketupat is unique.

It is special.

It is ketupat with santan.

Very different from the normal ones, because it originates from Malacca, my father-in-law’s hometown! 🙂


(My mother in law’s ketupat santan)


(Serunding)
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Do you know how to make these dishes?

Every year, I rely on my mother to cook for us these tantalising, traditional home-cooked dishes.
But I do know these dishes are the magical results of combining several ingredients.
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Lodeh

Lodeh is a simple but filling dish.

It’s got tons of veggies in it – cabbage, carrot, long beans etc – and also tempe, tauhu and chillies.

This dish requires the use of coconut milk to give it that ‘lemak’ taste, and frankly, lodeh wouldn’t be lodeh without it.
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Rendang


(My mother’s home cooked Rendang)

Rendang is the quintessential Raya dish – it seems like it wouldn’t be Raya without this rich and aromatic spicy meat dish.

You can either use beef or chicken for rendang. This is quite a difficult dish to make, because the flavors need to balanced owing to the use of numerous spices and herbs.

Some of the ingredients used include lemongrass, garlic, turmeric, ginger and galangal. And not forgetting coconut milk!
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Ayam Masak Merah

Ayam masak merah is a delight on our tongues – spicy, sweet and sour all at the same time!

Once again, this a recipe that needs to have the flavors balanced nicely.

Two main star ingredients include chillies (dried and paste) and tomato ketchup – without either one, your dish will fall flat.
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Ketupat

Ketupat is perhaps the easiest dish to make – you just need rice, a bit of salt and water.

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Serunding

As for serunding, though there is the beef version, usually the kind that is served as condiment along with ketupat and other dishes is the spiced coconut one (serunding kelapa).

Serunding kelapa requires a mix of various spices and then cooked over low heat for a period of time until the coconut dries up and absorbs the flavors.
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Cooking is an art, really.

You take different ingredients but in the precise quantity and when done right, you’ll get a delicious dish guaranteed to satisfy the tummy.

And you mixed all the dishes together,
the ketupat,
the lodeh,
the rendang,
the ayam masak merah
and serunding.
You feel like you are in heaven!!! 🙂

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Similarly, think of making money the shariah compliant way in Singapore as putting together a great dish.

In order to successfully plan for your financial future, you cannot just rely on ONE ingredient or strategy.

Sure you can put all your money in shariah compliant Al Wadiah savings account.
But with a Hibah of only 0.6-0.7%/annum, its difficult for you to be rich.
Or achieve the financial goals that you set for yourself.
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The best way to achieve your financial goal is to combine a FEW powerful strategies into one.
You can invest your money in shariah compliant shares or Halal REITS


(My personal watchlist of shariah compliant shares that I share with my clients)

Buy in shariah compliant funds
Invest in commodities
Earn rental income from investment properties
Or perhaps run your own profit making business.
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When cooking rendang, you need to do step A, B, C, D and E, if not your rendang tak menjadi.
Similarly when you select a particular stock, you have to ensure it is shariah compliant by going through a few steps
called shariah compliant screening methodology.

Which shariah compliant screening methodology do you adopt?
S&P?
Dow Jones?
MSCI?
AAOIFI?
or perhaps Malaysia’s Shariah screening methodology for stocks listed on Bursa Malaysia established by the Shariah Advisory Council of the Securities Commission Malaysia?
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You want to calculate the intrinsic value of the stock. Which model are you using?
Discounting Cashflow Model?
Gordon Growth Model?
Dividend Discount Model?
Residual Income Model?

All these steps that you take before investing your hard earned money into stocks is just like cooking.
You need to know the ingredients, the quantity required and a bit of love to ensure that your dish tastes delicious!
There are clearly steps you need to take when investing in stocks, the shariah compliant way in Singapore.
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After you invest in shares, that is not enough.

You diversify your portfolio. You look at diferent types of shariah compliant vehicles to achieve your financial goals.

Ketupat alone doesnt taste nice. Ketupat with lodeh, with sambal, with serunding, with rendang….OMG!!! It tastes awesome!!! 🙂

You do similar due dilligence when investing in commodities, investment funds, properties or even running your own business.

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Example, when you will like to set up a business, you wont haphazardly just invest your money blindly to rent a shop and start your brick and motar business.

You have to do your research first.

For me, I share with my clients these 6 steps on how you can start a business which generate consistent profits for you.
If you can understand Malay Language, you can click this link.
First Part: https://www.youtube.com/watch?v=vMAH3EYxHrU
Second Part: https://www.youtube.com/watch?v=MQdZcF2nxQE
Final Part: https://www.youtube.com/watch?v=i8rHN_vwPFw

If you dont understand Malay, these are the 6 Steps.
1) Check whether the business or product/service you gonna sell,  got Demand or not
2) Unique Selling Proposition (You got to differentiate yourself, dont be a commodity)
3) Market Can See You All The Time (Ensure your target market always see your brand)
4) Add Massive Value To Your Customers
5) Cross Sell, Upsell, Downsell
6) Referral

The point here, these 6 steps is like you cooking your rendang.
When cooking rendang, you need to do step A, B, C, D and E, if not your rendang tak menjadi.

And when you add your rendang together with other dishes, it tastes AWESOME!
Similarly, when you combine making money through profit making business + shariah compliant investment,
it becomes a SUPER COMBO POWER!!!
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So my friends.

If you are looking for a shariah compliant financial expert to help you save, accumulate and grow your money the shariah compliant way,
you can always whatsapp/sms me at 96520134 to schedule a FREE consultation.
Or perhaps click here to schedule an appointment.

You will want to schedule it asap because I can only accomodate 5 slots per week.
And next week, I need to go for my compulsory army reservist.

Click here to schedule your FREE consultation today! 🙂

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Last but not least, I will like to wish all my Muslim friends,
Selamat Hari Raya Aidilfitri Minal ‘Aidin Wal Faizin Kullu ‘Amin wa antum bi khair.


And my Non Muslim friends, Happy Holidays! 🙂

My other related posts that may interest you:

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This post was written by:

- who has written 418 posts on The Official Helmi Hakim Website.

A certified financial consultant, Helmi Hakim has won praise for his patience, perseverance and practicality when solving his clients' financial concerns. For more information on how you can manage your finances better, contact Helmi Hakim at 96520134.

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