3 Things I Like About Hari Raya Puasa And How It Relates To Islamic Financial Planning In Singapore…

Mon, Jul 17, 2017

Investment

Time flies.
Today is already the last few days we Muslims celebrate Hari Raya Puasa. 🙂

Every Hari Raya Puasa is special to me.

Nevertheless, this year Hari Raya Puasa is EXTRA special to me.

This is because Alhamdulillah….
It is the first Hari Raya my wife and I celebrate with our 3 months old baby, Yaslyn Inara. 🙂


(Myself, my wife and my baby)

 

Her laughter. Her cries. Her comel (super cute) cutie pie face melts my heart.
And it is such a joy looking at her cheeky and innocent smile (especially when she feels good after we clean and change her diapers).
………………………………..
……………………..
……………
Hari Raya Puasa brings a lot of memories to me.

And below are 3 things I like about Hari Raya Puasa most and how it relates to Islamic Financial Planning in Singapore. 🙂
…………………………………………………
…………………………….
………………..

1) Takbir Raya

I always look forward to the melodic tune of takbir raya, as I am deeply moved by the meaning of it. Takbir raya never fails to touch my heart.
……………………….
…………….

Allahu Akbar. Allahu Akbar. Allahu Akbar.

Allah is great. Allah is great. Allah is great.

La ilaha illallah Allahu Akbar, Allahu Akbar walilahi ilhamd

There is no God, but Allah Allah is Great, Allah is Great; to Him belongs all Praise


……………………………………………………………………………………………………………….
……………………………………………………………………..
……………………………

It reminds me that no matter how great or how grand we plan our finances or our business,
Allah S.W.T. is the master, the best of all planners.

Allah S.W.T. is the greatest.

We can put in 99% of our effort to plan and work wholeheartedly to achieve our goals.
But if Allah S.W.T does not grant us that 1%, we will never achieve the goals that we plan and work for.

We can work 13-14 hours a day to achieve our financial/business goals.
But without Allah’s blessing, our financial/business goals will remain a distant dream.
.
So remember, in everything we plan for.
Be it our financial goals.
Our business goals.
Our relationship goals.

Make doa to Allah S.W.T. that Allah S.W.T. helps us to achieve them.
After that, put in MASSIVE effort and tawakkal.
……………………………………………………………………..
……………………………………………….

…………………………

2) Hari Raya Visiting

Hari Raya is also that time of the year where you get to visit your family members.

Visiting relatives is a great practice to strengthen the ukhwah or bond between families.
After all, families are the founding blocks of any society.

If we’re not peaceful or loving at this level, how do expect the ummah to be peaceful and loving also? 🙂
……………………………………..
………………………

It’s also a great time to catch up on everyone’s lives and at the same time,
seek forgiveness for any transgressions that had happened over the year.

Sometimes we may think we have no problem with our aunts or cousins etc, but perhaps there may have been a time where your words had unknowingly hurt them.

In the Quran, Allah encourages us to forgive one another if we expect His forgiveness.
So what better way to start than seeking forgiveness from your own family members?

This practice helps gel the relationship between family members.

(My relatives who are amongst the first few visitors to my house)
………………………………………………….
……………………………………
…………………….

In fact, many times during my Islamic Financial Planning, I emphasize the importance of silaturahmi.

Anas ibn Malik reported: The Messenger of Allah, peace and blessings be upon him, said, “Whoever is pleased to have his provision expanded and his life span extended, then he should keep good relations with his family.

Source: Sahih al-Bukhari 1961, Sahih Muslim 2557
.
.
Prophet Muhammad (Peace Be Upon Him) said: “No person severs ties of kinship would enter Paradise.”
[Reported by Muslim 2556] .
.

“Learn enough about your lineage to facilitate keeping your ties of kinship. For indeed keeping the ties of kinship encourages affection among the relatives, increases the wealth, and increases the lifespan.
(HR Imam Tirmidzi)
……………………………………………….
………………………………….
………………………
…………
……

3) The Joy Of Giving Duit Raya

Yes. As a kid, I love to go Hari Raya because I get Duit Raya.
We jokingly refer that as “Duit Raya Collection”. 🙂


(My daughter’s duit raya for this Shawal)
……..
.

When we are adults now, we’re no longer collecting but giving.
There’s joy in giving out duit raya.

It’s such a pleasure to see the bright smiles of kids with their laughters. 🙂
But you don’t only give the kids.

If you’re able to afford it, don’t forget to gift your elders with duit raya too.

The appreciative looks of our elders will warm the heart; you’re not only making them happy but you’re also racking up points on your good deeds scale, Insya’Allah.
…………………………………………………………………………..
……………………………………………………..
………………………………….

In Islamic Financial Planning, I advocate not only paying our obligatory zakat, but also making more donations.
During Ramadan, we’re always making conscious effort to donate, because we know the blessed month carries hefty rewards.
During Hari Raya, the practice of duit raya is also a form of donation.
But outside these months, at times, some of us tend to lax a bit on donations.

So a good practice in Islamic Financial Planning is to make conscious donations.

Perhaps you may want to consider setting up auto GIRO deduction for one or a few charitable organizations. This will be part of your monthly budget, which your financial planner can help draw up.

For all my clients, you know that you have an option to donate a specific percentage of your monthly premium contribution to charity.


(My clients have an option to donate part of their monthly premiums to charity)
………………………………………………………
………………………………

In my Islamic Financial Planning, I share the importance and benefits of donating your money.

Abdullah ibn Umar reported: Prophet Muhammad (Peace And Blessings Be Upon Him) was upon the pulpit mentioning charity and abstaining from begging and he said,
“The upper hand is better than the lower hand, the upper hand being the one that gives and the lower hand being the one that receives.”

Source: Sahih Muslim 1033
.
.
Prophet Muhammad (Peace and Blessings Be Upon Him) said: “Allah loves the God-fearing rich man [who gives much in charity but still] remains obscure and uncelebrated.” (Muslim)
.
.
At the end of the day, we not only want to accumulate our wealth. We seek baraqah in it.
We pray that we get blessings from Allah S.W.T. in whatever we do,
especially when its comes to work for our rezeki on this earth.
……………………………………………….
…………………..
………..
That sums up the 3 things I like about Hari Raya Puasa and how it relates to Islamic Financial Planning in Singapore.

If you are looking on the practical aspects on how you can save, accumulate and grow your money the shariah compliant way in Singapore,
you can always whatsapp/sms me at 96520134 to schedule a FREE consultation.
Or perhaps click here to schedule an appointment.

You will want to schedule it asap because I can only accomodate 5 slots per week.
And next week, I will be heading for my long holiday to Oman and Dubai. Insya’Allah.

Click here to schedule your FREE consultation today!

Take Care! 🙂

My other related posts that may interest you:

, , , , , ,

This post was written by:

- who has written 412 posts on The Official Helmi Hakim Website.

A certified financial consultant, Helmi Hakim has won praise for his patience, perseverance and practicality when solving his clients' financial concerns. For more information on how you can manage your finances better, contact Helmi Hakim at 96520134.

Contact the author

Call to action

Leave a Reply