This book is worth $29.90, according to my publishers. But to me, it’s priceless. Because you simply cannot put a price on safe, secure and potent financial strategies.
So let me sum it up: If you’re serious about being financially free, this book is priceless. ‘Nuff said.
Just the free report alone already has the potential to change your financial situation for the better…
When you get your hands on the whole book and apply what you learn… Imagine the positive financial impact it can have on you, your family and your loved ones!
I’ll tell you how you can get your hands on this book (plus another special not-to-be-missed bonus) a little later…
For now, I want to tell you 2 important reasons why you absolutely
MUST NOT miss out on this book:
Many of our fellow Muslims do not know how to manage their finances the right way, and are putting the futures of themselves and their families in grave danger
Let me guess: You’re probably a working professional. You make at least $3,500 a month. After deducting all your bills, expenses and costs, there’s probably nothing much left.
Little or no savings. Slave to your monthly salary. Stuck permanently in the rat race.
Where did all the money go?
Think about this: Do you want to live the rest of your life like this? Working so hard just to make ends meet.
Crippled by bills. Saddled with debts.
Car loans. Credit card loans. Housing loans. And many more loans that are
sucking your money dry.
The truth is that unless you do something about it,
“financial hell” is what awaits you until the day you retire.
After that, your children will probably take over your role as another
“slave to the system”. Because you’re likely to pass on your debts to them.
Do you think that’s fair to your children?
That is, if you manage to retire at all. Many of our fellow Muslims brothers and sisters in Singapore can’t afford to. Even when they reach retirement age.
They did not plan their finances properly. So instead of kicking back and enjoying retirement like they deserve to… going on vacations, spending time with their families, having coffee with friends etc…
they continue to work. And work. And work.
On and on. Forever and ever. No escape. No end in sight.
You know what this is?
It’s A Vicious, Perpetual Financial Cycle!
Alhamdulillah, our Muslim community in Singapore is a close-knit one. That’s why I’m sad that many of my fellow Muslims brothers and sisters are facing financial issues.
The scenario I described above could very well happen to you.
Unless you do something about it before it’s too late… (Keep reading to find out your solution. I’ll be revealing that soon)
Honestly though, it’s not 100% your fault.
The education system here is such that we’re not taught about how to plan and manage our money the right way. We’re just taught a skill. That’s all.
Study hard. Learn a skill. Go out to work and earn a living.
You know what? If you follow that system…
You’ll Be Plagued By Financial Problems All Your Life!
And your children will inherit those problems when they grow up. Like I said,
That’s why you need someone with the right financial knowledge to help you break free. Escape the chains of financial slavery. Take control of your own destiny.
When that happens, you’ll be able to retire comfortably, grow your wealth securely, and give your loved ones a better quality of life.
My book, “Manage Your Money Safely & Securely Using Shariah Compliant Financial Strategies”, can show you how to do that.
That’s reason #1. Moving on…
All the financial strategies I share in this book are Shariah Compliant
You may be thinking: What does Shariah Compliant mean?
In terms of financial and investment context,
it means all the investment and financial opportunities that I share, are halal and permissible for Muslims in accordance to the Quran and Sunnah of our beloved Prophet Muhammad (S.A.W).
The main difference between a Shariah compliant investment, and one that is not, is added permissibility rules that govern the integrity of the investment policy for us, Muslims.
Don’t worry if you do not really get it. Let me put it in layman terms for you:
As Muslims, We’re Only Allowed To Invest In
Shariah Compliant Financial Plans
The restrictions are as follows:
Riba, meaning payment or receipt of interests is strictly forbidden.
Allah S.W.T said in the glorious Quran, Surah Al Baqarah, Verse 275:
“Allah has permitted trade and has forbidden interest”
Gharar, meaning uncertainty. And Maysir, meaning any form of gambling. Both are not allowed.
As stated in Surah Al-Maeda, Verse 90:
“O ye who believe! Intoxicants and gambling, (dedication of) stones, and (divination by) arrows, are an abomination,- of Satan’s handwork: eschew such (abomination), that ye may prosper.”
Unfortunately, many Muslims in Singapore are not even aware of this Shariah Compliant rule.
They are not aware of what is halal and what is haram.
That’s because the financial/investment strategies proposed by most institutions are
NOT Shariah Compliant.
This means that many Muslims in Singapore are unknowingly going against our Islamic teachings.
You could be one of them…
While this is not a legal issue, it’s a serious religious sin, prohibited by Allah S.W.T
Here’s a passage from Surah Al-Baqarah, (Verses 278
& 279), what can be translated as:
"O you who believe! Fear Allah and give up what remains (due to you) from riba (from now onward), if you are truly believers. And if you do not do it, then take a notice of war from Allah and His Messenger but if you repent, you shall have your capital sums. Deal not unjustly, and you shall not be dealt with unjustly."
Allah S.W.T and his messenger shall DECLARE WAR on those
who consume interest.
Take a moment. Let it sink in…
War. On you. From Allah S.W.T and his messenger. It is
No matter how religious you behave… all the daily prayers
you do… all the Islamic obligations you abide to… just this
one act of negligence can undo all your good work.
Is It Worth It?
And that’s not all…
In a hadeeth narrated by al-Tabaraani in al-Awsat; classed as saheeh by al-Albaani in Saheeh al-Jaami’, no. 3537, Prophet Muhammad (peace be upon him) said:
“There are seventy-two types of riba, the least of which is like a man committing incest with his mother.”
Yes. You read right. Incest with his mother.
That’s how serious riba is. It’s no laughing matter. It’s not something you can just brush off.
But it’s not the end of the world. Everyone sins. I do too. What’s important is what we do to make up for our sins.
If I may sounded a little harsh, please forgive me. I’m only trying to let you know how serious the situation is. In a while, I’ll show you how we can work together to solve this problem.
And since you know the harmful impact it can cause, you really have no excuse to continue going down this path against our beautiful deen, Islam.
But you know what really shocks me? It’s the fact that:
Our Financial Institutions Are Conveniently Enabling You To Commit
This Religious Sin!
A few years ago, a lot more Shariah Compliant financial plans were available to Muslims. Today, they’ve been taken off the market.
Why? Because of “lack of demand”.
Let me be blunt here. I feel that those financial institutions did not do enough to promote Shariah Compliant plans to Muslims.
Perhaps it’s too “troublesome”. Maybe they feel it’s not worth the effort. Or they think it’ll eat into their profit margins.
No matter the reason, the sad truth is they prefer going the “one size fits all” approach. The same financial plans for all races and religions. It’s more convenient. Makes their lives easier.
They did not consider that as Muslims, we have
religious guidelines to follow. They did not spare a thought that they’re encouraging us to commit an
A few other Muslim financial consultants and myself, have been trying our best to educate and reach out to our fellow brothers and sisters.
But we’re just a few. How can we match the reach and muscle of those giant financial institutions?
If this goes on, even the small number of Shariah Compliant plans will be
wiped out from the market.
In a hadeeth from Abu Hurayrah :
The Prophet, , said: "There will certainly come a time for mankind when everyone will take riba and if he does not do so, its dust will reach him." (Abu Dawud, Kitab al-Buyu', Bab fi ijtinabi al-shubuhat; also in Ibn Majah)
Yes.. It is happening now in Singapore and might exacerbate in the near future. Every single thing you do in future… buy a house, buy a car, take education loans, save for your marriage, save for your retirement, save for your child’s education… everything and anything that you can think of, will be done in a non Shariah Compliant manner.
This means that:
Almost All Muslims In Singapore Will Have Little Choice But To Go Against Our Beautiful Teachings of Islam
That’s another big reason why I’m writing this to you. I hope to use the power of online marketing to help bring awareness to my fellow Muslims, see the light, and together, we seek forgiveness from Almighty God before it’s too late.
In my book, I specifically used only Shariah Compliant strategies. It’s designed and catered specifically for Muslims in Singapore. Following my strategies will ensure you gain exclusive access to
simple but powerful Shariah Compliant financial strategies, that can help you grow your wealth easily.
By creating more awareness, Insya’Allah, more funds will be pumped into shariah compliant financial instruments and those financial institutions will see that there’s a real demand for Shariah Compliant financial plans, and re-introduce them to the market.
It’ll benefit the Muslim community greatly. I’m humbly asking for your assistance to help me do something noble for our fellow Muslims.
That’s reason #2.
So there you go. 2 compelling reasons why you need my book. Are you interested yet?
For those who are, I’m going to make you an…
Like I mentioned above, the book’s monetary value is $29.90. It’s
“knowledge value” however, is priceless.
That is, if you’re someone who values financial security for yourself and your loved ones.
If I just described you, here’s my special offer to you:
For the first 100 fast action takers, my book“Manage Your Money Safely
& Securely Using Shariah Compliant Financial Strategies” is available for a FREE download!
Even at $29.90, this book is already a huge bargain. Because after applying what you read, you can potentially make a
constant stream of passive income, and
save hundreds or even thousands of dollars every month!
What’s a small $29.90 investment compared to that?
Also, applying the Shariah Compliant strategies also mean that you can invest in your financial future, without running the risk of breaking any Islamic rules.
(You may already be doing so with your current financial portfolio, but it’s not too late to change)
I’m giving you this special offer because I truly want to help. I’m
sick and tired of seeing my fellow Muslims suffer from financial problems, and unknowingly, unintentionally, committing a serious religious sin.
I have the knowledge. The track record. The desire. The motivation to make a difference to your lives.
And that’s why I’m going to go the extra mile for you…
Free “Unlock Your Money” Education Session For The First 100 Fast Action Takers!
This will be a one to one session where I’ll sit down with you (you can choose to attend with your spouse as well), run through your current financial situation, and recommend how you can apply simple, practical and powerful strategies to free up more money for yourself and your loved ones, using Shariah Compliant financial strategies.
Yes… if you download and read my book, you should already have the knowledge to do all that yourself. But the tricky part is
applying that knowledge.
Although the content is written in a layman-friendly way, some of you might still have problems with the application and understanding.
So let me help. I can do it. I want to do it. I’m genuinely sincere about helping.
That’s why I’m putting aside time from my work to help as many of my fellow Muslims as possible.
With the help of a professional financial consultant like myself, I’m confident that you’ll get lots of valuable tips and information on how to
manage your finances safely, securely and profitably, in a Shariah Compliant way.
To download the book and get your free “Unlock Your Money” education session, simply click on one of the contact buttons, fill in some simple details, and you’re all set!
However, do act fast as this offer is only limited to the
first 100 fast action takers. And I can guarantee that this offer will be snapped up fast.
Before you know it, 100 others will “steal” this offer that really should belong to you, and you’ll be left struggling with your financial difficulties.
Do you want to let that happen? Do you want to let money problems give you constant headaches? Do you want to be chained to debts all your life and transfer them to your kids in future?
For those who have already bought financial plans,
You Could Be Doing It The Non Shariah Compliant Way
Against Allah. Against our beloved Prophet Muhammad (Peace Be Upon Him). Against our identities as Muslims.
The way we grow and accumulate our money is important. We need to do so in a noble and responsible way for ourselves and our families. That’s what Islam teaches us.
Now that you know about Shariah Compliant financial plans, it’s time to change your investment portfolio to become Shariah Compliant.
That’s what responsible and devout Muslims would do.
Let us show those financial institutions that there’s a demand for it in Singapore. Don’t let them restrict us. It’s time for us Muslims to take a stand.
We’ll Be Openly Going Against Everything We Stand For
I’m sure none of you want that. So take action. Contact me. Act fast. Before it’s gone…
Let me end my message with a financial-related tip that will serve you well in whatever you do in life:
If You See A Super Undervalued And Bargain Offer, TAKE IT. NOW.
Because chances like that don’t come along all the time. Like I said, first 100. Then it’s gone. I may not ever give such an amazing offer again.
Miss it, you lose it. For good.
So make the right choice. For your sake. For your family’s sake. For your future’s sake.
Hope to see you soon!
To Your Future Financial Security,
Helmi Hakim, Financial Strategist
P.S. To download my book “Manage Your Money Safely &
Securely Using Shariah Compliant Financial Strategies”
$29.90 for free, and get an additional free “Unlock Your
Money” education session, simply click on one of the Contact
Buttons throughout this page, fill in some simple details,
and you’re all set!
P.P.S.This offer is only limited to the first
action takers. It’ll be gone before you know it. So act
P.P.P.S. If for whatever reason you’re still hesitating,
STOP… and think about your current financial situation. If
you’re not managing your money well, I can help you do so
using Shariah Compliant strategies.
If you’re unknowingly growing your money the non shariah
way, you have sinned. But it’s not too late to make a change
for Allah S.W.T. and our beloved Prophet. Insya’Allah give
me a chance and let me help you restructure your portfolio.
I promise that I’ll do my best to help you gain equal, or
even higher returns, using Shariah Compliant strategies.