by Helmi Hakim | Jun 8, 2009 | Insurance, Investment, Miscellaneous
A recent survey by OCBC bank found that 6 out of 10 parents save only up to $40,000, when planning for their child’s tertiary education.
This statistic is NOT SURPRISING.
During the fact finding process I’ve done for my clients, I analyzed that many have a number of endowments or investment linked plans and they feel contented….. with what they have….without realizing their shortfall.
If you have a 10 year old child, who intends to go to a local university like NUS,SMU or NTU in the future, he will need at least $84,000. If he CHOOSES to study abroad, the amount will snowballed.
I will not indulge in an open discussion on best methdologies one should adopt to accumulate their child’s education funds’, because every individual has their own risk profile. You can contact me personally, for a non obligatory discussion in my office.
What I am trying to bring about here, is the awareness of knowing what plans you have and how it will impact you. Hiding behind that contentment, “I already have savings for my child’s education” wont help, if really, the projected amount for that upcoming years is relatively inadequate.
Start planning now! Your child’s future is in your hand! 🙂
by Helmi Hakim | Jun 7, 2009 | Miscellaneous, Motivation
I can be a poet at times. 🙂
If you are my clients, you may realised that my presentation can be quite melodic at times….because most of the stuffs, I have rattled out for thousands and thousands of times….
As I scurry back the notes, that I have done thus far, I chanced upon, a poem that I created last year, and used to recite it when, I am feeling down….Presenting….
………………………………………………………………………………….
As the cloud of uncertainty crept through your heart
that symbolic tint of doubt moisten in your soul
tell yourself, my friend
that… the fight has just begun
As others criticize you, when you clamber the ladder of success
question you, as if every single step you take is wrong
tell yourself, my friend
that… the fight has just begun
The fight to be the best
The fight to be No.1
The fight for every dominant soul to give the best to the society
…must continue
Every fall is another step forward
Every sprint is another leapt onwards
Every barrier is meant to be a breakthrough
Every endeavor will lead to your success
Every sales will be a close
Oh yes…my friend…
The fight has just begun….
You will climb mountains
You will trudge hills
You will swim oceans, dive seas
if that is needed, to pull it through.
No one… no one can EVER deny you of
the opportunity to be courageous
to be focus
to be decisive
in your valiant attempt to be the number 1 in the industry..
The fight, indeed has just begun…
by Helmi Hakim | Jun 7, 2009 | Miscellaneous, Motivation
I felt strange yet happy that, these days, people have been recommending me, a lot of GOOD stuffs.
One of it, are reading materials….and out of the many reading materials recommended, one that is prominent, one that stood out, titled, “The Monk Who Sold His Ferrari”. 🙂
In any book, you read, there are plenty of gems, READY to be picked up. I am going to offer you one of the gems in this book which literally reinforce, what I already believed, in a form of analogies.
Analogies sparks that creative side of people and propelled the presume impossibility to be made POSSIBLE!
One of the best analogy in the book is a comparison of a beautiful garden that you owned, with your mind…
If you owned a beautiful garden, what will you do to it?
Of course, you will take care of the garden. 🙂
You will look after the garden….and definitely, you will never, ever let, people to THROW TOXIC WASTE IN YOUR GARDEN!
Good gardeners will guard that garden with their life and make certain that no contamination enters.
Yet, in our daily life, count in how many times, WE ALLOWED NEGATIVE THOUGHTS TO DISEMPOWER US TO THE MIGHTY POSSIBLE?
How many times, we allowed that CYNICAL LAUGH, dominate our thoughts,when one suggests to us of SOMETHING GREAT IS ABOUT TO BE ACCOMPLISHED?
To some, it is “normal” to indulge in an act of impoverished thinking. To me, that is simplistically PATHETIC.
In this book, I learnt that to live life to the fullest, you must stand guard at the gate of your garden and let only the very best information enter.
You truly cannot afford the luxury of a negative thought-not even one. Choose your friends properly, and create that environment that stays positive with you.
So guys….stay positive, think positive and act positive!!! 🙂
