Profile & Mission

Assalamualaikumwarahmatullah…… (Peace Be Upon You)

My name is Helmi Hakim, and I am a financial consultant with NTUC Income Cooperative Ltd in Singapore. 🙂

I joined NTUC Income as a financial consultant in October 2007, because I want to earn a lot of money. This is the job that offers me flexible timing, unlimited income potential and the possibility of me, being my own boss.

As a young, enthusiastic chap, fresh from army, I got all my required financial qualifications done before my ORD date. Armed with a Diploma in Accountancy from Ngee Ann Polytechnic and numerous financial qualifications, I set my sail to be an established financial consultant with NTUC Income. (As at 1 January 2014, I have been awarded in Bachelor of Science (Hons) Banking and Wealth Management at University of Wales, UK.)

I earned my prestigious ISC award, and was constantly rewarded with company incentive trips to Ho Chi Minh City in Vietnam (2008), Gold Coast in Australia (2009), Beijing in China (2010) , Bali in Indonesia (2011) and Bangkok in Thailand (2012). It is a dream comes true for a young man like me, to have free overseas trips fully sponsored by my company because I was the top 150, most productive financial consultants in my company.

Generous commissions, glamorous incentive trips and many fully sponsored courses/certifications, like NLP Practitioner makes me easily contented and happy.

However, as days passed, I realised, I have much more to offer. I begin to realise that the fulfilment comes not from the monetary rewards, but to see, how my financial planning strategies help my clients meet their financial goals.













It saddened me, through my roadshow encounters, seeing many of my Malay/Muslim families inadequately insured.

It saddened me, seeing many of my Malay/Muslim families can afford to buy a car, but when it comes to their child’s tertiary education, they have none to spare.

It saddened me, to see many of my Malay/Muslim families saddled with debts like Courts Loan, GE Loan and credit cards loan.

I realise, enough is enough.

I know that I need to do my part, and that prompts me to create my financial blog sharing my unique experiences as a full time financial consultant with my community at and authored a special e-book, “33 Ways To Save More Money In Singapore”, downloadable at given specially to my Malay/Muslim community for FREE.

I realised, many of my Malay/Muslim community shy away from managing their personal finances, because they thought it is a very technical and difficult subject. Coming from a finance background, I can empathize with them. Thick insurance benefit illustrations peppered by unfamiliar jargon is indeed scary.

Stories of people losing hundreds of thousands of dollars like Lehman Brothers…is enough to put one off, from learning more about finance.

I am here, to change that perception….but I cannot do it alone. Right now, I am leading a Malay/Muslim roadshow team. We have 12 committed members in our team, comprising of committed Malay/Muslim financial consultants from NTUC Income in Singapore. We will focus on doing roadshows, educating our Malay/Muslim communities, of the importance of insurance, savings and investment.

We focus on Malay/Muslim concentrated areas like Joo Chiat, Paya Lebar, Tampines, Woodlands, Khatib and are constantly on the lookout for new locations.

I strongly believe that sharing is caring. If you will like to join our team, to help bring positive changes to our community, do drop me an email to helmihakim (at) …Do add me as your facebook friend too, at
I look forward to working with you…. Insya’Allah…. 🙂