This pol­icy is valid from 15 August 2007.

This blog is a per­sonal blog writ­ten and edited by me.

For ques­tions about this blog, please con­tact Helmi Hakim (HelmiHakim at Hotmail Dot Com).

The com­pen­sa­tion received may influ­ence the adver­tis­ing con­tent, top­ics or posts made in this blog. That con­tent, adver­tis­ing space or post may not always be iden­ti­fied as paid or spon­sored content.

The owner(s) of this blog is com­pen­sated to pro­vide opin­ion on prod­ucts, ser­vices, web­sites and var­i­ous other top­ics. Even though the owner(s) of this blog receives com­pen­sa­tion for our posts or adver­tise­ments, we always give our hon­est opin­ions, find­ings, beliefs, or expe­ri­ences on those top­ics or prod­ucts. The views and opin­ions expressed on this blog are purely the blog­gers’ own. Any prod­uct claim, sta­tis­tic, quote or other rep­re­sen­ta­tion about a prod­uct or ser­vice should be ver­i­fied with the man­u­fac­turer, provider or party in question.

This blog does con­tain con­tent which might present a con­flict of inter­est. This con­tent may not always be identified.

To get your own pol­icy, go to http://www.disclosurepolicy.org.


On My Blog Posts.

My blog post does not constitute  an offer, recommendation, solicitation or advice to buy or sell any investment product.

Any description of investment products is qualified in its entirety by the terms and conditions of the investment product and if applicable, the prospectus or constituting document of the investment product. Nothing in this blog constitutes accounting, legal, regulatory, tax financial or other advice. You should consult your own professional advisors about issues discussed herein.

On Blog­ging Comments.

Any view or opin­ion rep­re­sented in the blog com­ments are per­sonal and is accred­ited to the respec­tive com­men­tor / vis­i­tor to this blog.

This blog­ger reserves the right to mod­er­ate com­ment suit­abil­ity in sup­port of respect­ing racial, reli­gious and polit­i­cal sen­si­tiv­i­ties, and in order to pro­tect the rights of each com­men­tor where available.

Every­thing the com­men­tor says in explic­ity or expressed in defam­a­tory state­ments is bound to sedi­tion laws from the commentor’s coun­try of ori­gin, and may be used against the said commentor.

On copy­ing or using any­thing found here.

For those who are daz­zled or impressed by any of the arti­cles posted here, feel free to copy or use. The only thing that you need to do is to clearly indi­cate the source. The web­site address (https://helmihakim.com) must always be included. As an option, it would be greatly appre­ci­ated if you just send me an email (helmihakim at hotmail dot com).

Most of the images, if not all, are bound by their respec­tive Cre­ative Com­mons licenses. So, if you want to use any of the images, fol­low their respec­tive Cre­ative Com­mons  licenses.

For videos, they are mostly from var­i­ous video host­ing sites. Their use are sub­ject to the terms and con­di­tion of the direc­tor of the video and the respec­tive video host­ing sites.

On infringe­ments.

From time to time, I may repro­duce stuff (arti­cles, graph­ics, etc) from other blog­gers or web arti­cles. As such, a link back and proper attri­bu­tion will be indi­cated on the post.

I may inad­ver­tently left out some attri­bu­tion (I’m human, after all) and if you are the owner just email me. I’ll make the proper attribution.

If you are the owner of the stuff and do not want it to be repro­duce here, just drop me an email, and I’ll be more than happy to accommodate.

“Disclosure Inspired by JourneymanJourneys.com