Tag Archive | "investments"

The Mechanics Behind The Formula Of Compound Interest….

Thursday, April 25, 2013

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The Mechanics Behind The Formula Of Compound Interest….

Today, I am going to share with you what most finance courses out there, dont teach you. The Mechanics Behind The Formula Of Compound Interest! 🙂   In one of my previous blog post, I have shared on how to calculate compound interest, without using a financial calculator. This is the formula again. Principal (1+interest)number of […]

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Financial Consultant, Helmi Hakim Graduates With First Class Honours….

Wednesday, April 24, 2013

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Financial Consultant, Helmi Hakim Graduates With First Class Honours….

Alhamdulillah Wa Shukrillah…. I have finally graduated with Bachelor Of Science (Hons) in Banking and Wealth Management, University Of Wales, UK, with first class honours. 🙂   It has been an uphill task thus far, juggling appointments with clients and school, but a rewarding  and satisfying one. I have made great friends along the way and […]

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I just thought, wanna buy a car in Singapore…

Tuesday, February 26, 2013

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I just thought, wanna buy a car in Singapore…

I was planning to buy a car, paying a downpayment of $10,000 and rest on loan. Everything is now stable. I completed my degree. I am happily engaged with my beautiful fiance, getting married at the end of the year, and Alhamdulillah, now, I am having lots of appointments non stop, justifying that a car […]

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Financial Consultant, Helmi Hakim’s Perspective On 50 Year Housing Loans In Singapore…

Thursday, August 16, 2012

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I was reading the Straits Times Forum where the author describes introducing 50 year housing loan as being “imaginative”, and as a “daring to be different” move. http://www.straitstimes.com/premium/forum-letters/story/nothing-wrong-50-year-housing-loans-20120816 I beg to differ with the author. Though, stretching a loan to 50 years, makes the monthly instalment more affordable, it also reduces the payer, to a mere debt […]

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Will Gold Price Always Go Up, Up and Up And Never Come Down?

Monday, August 6, 2012

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Will Gold Price Always Go Up, Up and Up And Never Come Down?

“We must keep gold because American dollar is depreciating” “European countries like Greece, Spain, Italy and Portugal are having debt crisis. We should buy gold.” “Capitalist economy is moving towards destruction. Keep gold.” ……………………………………………………………………………………………………………………………………………………………………………. ……………………………………………………………………………………………………………………………………………………………………………. This is the tagline that I get, whenever I meet anyone, advocating the idea of investing their money in gold…. […]

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I am avoiding all forms of investments in Malaysia….

Sunday, July 1, 2012

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These past few months, I received smses, and msges asking me, if I have purchased my Danga Bay property in Malaysia. My answer is NO. Here are the reasons. 1) Instable political landscape in Malaysia Strong governance is very important in a country that you will like to invest in. The recent Bersih rally, worries […]

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Is there REALLY only One Insurance Company Promoting Takaful In Singapore?

Thursday, May 3, 2012

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Is there REALLY only One Insurance Company Promoting Takaful In Singapore?

Just now, I chanced upon a marketing material, created by one of our peers. They are claiming that only their insurance company provides investment in Takaful fund. Dont be misled. Till date, I do not understand why this group of individuals need to mislead the public that only their insurance company promotes Takaful investment funds. […]

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Sign Up for NTUC Income Takaful Regular Savings Plan & Get FREE Shopping Vouchers!

Saturday, April 28, 2012

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Sign Up for NTUC Income Takaful Regular Savings Plan & Get FREE Shopping Vouchers!

                                                                                            You can contact me, Financial Consultant, Helmi Hakim @ […]

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Muslims In Singapore Can Now Use Revocable Nomination For Their Insurance Policies….

Sunday, March 25, 2012

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Muslims In Singapore Can Now Use Revocable Nomination For Their Insurance Policies….

Alhamdulillah…. MUIS has issued a FATWA allowing Muslims to use revocable nomination for their insurance policies. (Myself and my client interviewed by BERITASuria, Malay news channel, few days ago. Click the link to view video) ………………………………………………………………………………………………………………………………………………………….. This new fatwa, is a fatwa that has been much welcome by the Muslim community who owns  insurance policies in […]

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Financial Consultant, Helmi Hakim’s Diversification Strategy To Invest In Funds…

Monday, February 13, 2012

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Financial Consultant, Helmi Hakim’s Diversification Strategy To Invest In Funds…

Past few days, there is a problem with my server, and my site was brought down….. headache I emailed the server technicians in US, and was told one of my old sites (I host a few websites with them), was unsafe, and because of that, they have to bring down all my sites, including https://www.helmihakim.com […]

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How To Curb Yourselves From Spending Over Your Limits…

Friday, December 9, 2011

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How To Curb Yourselves From Spending Over Your Limits…

Few days back, I received a whatsapp message from my girlfriend. She was talking about buying a beautiful eyeshadow, which was on sale at Tampines Point. As she knew that I am a prudent and careful buyer, also a voracious saver, she asked me for help……. She asked me to motivate her, not to succumb […]

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