Some people asked me for advices.
“When is it the right time for me to enter the market?”
“Will the Singapore economy do well in these coming years?”
“I DON’T think we should invest now. The market seems uncertain.”
” I think we should invest now, because market price is low. We should capitalise on this opportunity asap before it’s too late!”
A lot of statements have been made by others.
Well, I have another SECRET to share with you here.
This is a well known secret.
You may know it.
OR you may not.
OR you can pretend not knowing it.
The truth is “NO ONE IN THE WORLD CAN PREDICT THE FUTURE“.
If someone tell you, that he could, he’s lieing.
He just based on assumptions and hypothesis.
No one can say for sure that the market will go up further or the market will tumble like there is no tomorrow.
No one can say that.
What we know for sure is “market cycles”.
All of us know that whatever comes up will go down and whatever goes down will comes up again.
…and investing in funds is very, very different compared to investing in penny stocks (small, cheap stocks).
Small companies can tumble and go bust.
…but funds are different.
Performance of funds that is worth billons of dollars can goes up and can goes down.
BUT never goes bust.
When you invest in funds, you have to adopt the mindset of an investor.
When the market goes up, it is good for you.
When the market goes down, it is also good for you.
Why do I say that?
You see. You can never control the market BUT you can take advantage of the market performance if you CHOOSE to adopt an investor mindset.
You see, many people are emotional when investing their money.
Emotions and money cannot mixed.
You must SEGREGATE them.
You must think logic when it comes to investing.
When the market goes up, it is good for you because the VALUE of your units goes up, which translate to good profits if you choose to liquidate them at that point of time.
When the market goes down, it is also good for you because it presents you an opportunity to buy units at “discounted” price.
This is where you “top up” your units.
Lots of people out there, start to “kan cheong” when the market goes down and do exactly the opposite to my advice.
They sell and realised their loss.
That is why I always advise my clients on the mindset of an investor.
I am happy that my clients subscribe to my idea and remained as my loyal clients till today.
Thanks to you! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
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Wow.. What a blog u have here..
Well, anyway, from the first line that i read i know it’ll be about…….. MONEY..
Yeah, thats right, MONEY. MONEY talks, MONEY makes the world go round..
Without money, i don’t think any Tom, Dick & Harry can live.
Everything here is very political..
But anyway, i really wish you all the best in whatever you do (which you are right now, hehe) and hope your dreams really do come true.. Take care..
Natasha >>> Thank you for your comments.
Money is just paper.
Its the value that we put on it that makes it valuable.
I am priviledged and honoured to have the trust of hundreds and hundreds of clients to assist and advise them on methadlogies to manage their finance.
I love my profession very very much! 🙂