Tag Archive | "medical insurance"

Uninsurable Medical Conditions For Basic Eldershield and Primeshield

Thursday, May 15, 2014

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In my previous post, I have shared more on how to enhance further your disability insurance coverage. Alhamdulillah, since then, I have been receiving emails from a lot of you¬† to enquire more on NTUC Income Primeshield plan. ūüôā Nevertheless, I feel sad, that on a normal circumstances, if I meet 10 clients, who want […]

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Special Term On Your Life Insurance Policies? Want To Ask For A Review?

Monday, March 24, 2014

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A lot of my clients, when they signed up life insurance plan with me, they were not in their best of health. Inadvertently, what happened, is that, insurance company, add in an exclusion clause, reduces coverage¬†or perhaps add¬†loading (pay extra premium) on their insurance policies, and that is normal. Insurance companies need to manage their […]

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Layman Definition of 30 Critical Illness For Your Life Insurance Policy In Singapore

Monday, March 24, 2014

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At times, when I plan for my clients on their critical illness coverage, they will ask me specific questions on the 30 critical illnesses. Its definition, the types of cover¬†etc2, and I have to admit, I cant rattle it all off my mind. I safe keep this layman definitions in my ipad, and I think, […]

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NTUC Income Chinese New Year Promotion…

Saturday, January 11, 2014

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NTUC Income Chinese New Year Promotion…

For the past few months, I¬†have been meeting¬†my existing clients¬†to help them do a¬†financial review. Some planned with me specifically for their retirement. Some planned with me specifically for their child’s education. Some planned with me to increase their insurance coverage specifically for income protection, and many more, did a complete, and comprehensive financial planning […]

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Personal Accident Rider

Tuesday, December 3, 2013

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1. This rider supplements a life policy by providing additional cover for losses due to accident. 2. The sum assured is payable in the event of a) Death, or b) Permanent disability benefits by accidental, violent, external and visible means. These are the cases to call The Clark Law Office for a legal advice. Normally, […]

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Term Rider

Tuesday, December 3, 2013

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Term Rider is a non-participating, regular premium term rider that provides high insurance protection at low cost. It offers coverage for death, Total and Permanent Disability (TPD) and Terminal Illness (TI) during the policy term. Benefits a) Death Benefit In the event of death before the end of the policy term, the sum assured will […]

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Decreasing Term Rider

Tuesday, December 3, 2013

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  This rider supplements a life policy by providing financial security to dependants in the event of death or permanent total disability of the life assured.¬† The benefit is set on a decreasing scale.¬† The sum assured of the rider decreases uniformly throughout the rider term.   The rider pays the sum assured in the […]

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Living Rider

Tuesday, December 3, 2013

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Living Rider

1. This rider supplements a life policy by providing funds for the treatment of dread diseases. It also provides financial security to dependants in the events of death or permanent total disability.   2. This rider pays the sum assured in the following events of the life assured: a) Death The full sum assured will […]

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Child Plus Rider

Tuesday, December 3, 2013

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Child Plus Rider

  This rider supplements the basic policy by providing coverage for child related illnesses and hospitalization due to accidental injury.……………………………………………………………………………………………………………………. The rider pays up to the sum assured upon diagnosis of any of the 10 specified child illnesses. A daily hospitalisation benefit of 0.5% of the sum assured is payable from the first day of […]

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Disability Insurance Plan In Singapore, What Is It All About?

Friday, April 12, 2013

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Disability Insurance Plan In Singapore, What Is It All About?

Incomeshield, Primeshield, Eldershield, Myshield, Supremeshield, Medishield….. All sounds like the same, and clients tend to confuse, which is which. I met my prospects who thought that they have a hospitalisation plan and it turns out to be a disability insurance plan, vice versa. …………………………………………………………………………………………………………………………………………………………………………………………………………….. ……………………………………………………………………………………………………………………………………………………………………………………………………………. Today, I am going to explain more on disability insurance […]

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Singapore Civil Servants, Have You Get Your Medical Insurance?

Monday, February 27, 2012

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Singapore Civil Servants, Have You Get Your Medical Insurance?

These few weeks, I am very busy, with the army camp talk, promoting medical insurance to the army soldiers. This is in view of the special partnership arranged between the insurance cooperative, I am working with and Singapore Armed Forces. There are basically 2 broad categories of schemes for the civil servants. Non MSO and […]

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