5 Reasons Why Building Shariah Compliant Passive Income Is a Good Idea in Singapore…
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1. Peace of mind to know that you have money if business is not doing well or should you become unemployed…
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If you run a business, you like to think that your business will prosper forever.
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Yet you and I know that is not always true.
Reality on the ground, that is not the case.
In business there are cycles.
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Sometimes our business is doing good.
Sometimes our business is not going so good.
We accept that thats the asam garam, the reality of being an entrepreneur!
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Having extra cashflow from Halal sources of passive income in Singapore
helps when your business is not doing so good
as you need to have some breathing space to pivot or restrategise.
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Similarly if you are an employee.
You like to think that you have a solid iron rice bowl that you can rely on for the rest of your lives.
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You will like to think that you will stay employed with the same company through your lifetime.
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My question to you now.
How confident are you that your current skills will remain relevant for the next 20-30 years of your life?
How confident are you will remain to be as agile,
as fast,
as versatile today
and in the years to come?
Beautiful life today does not mean beautiful life forever!
Thats the reality on the ground.
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With the advent of artificial intelligence, most jobs that are in demand today might be replaceable tomorrow.
With globalisation, the world that we think is big yesterday is now shrinking.
You are not just competing with a younger workforce who can do your work at cheaper, better, faster rate in Singapore.
You are competing with every single human that exist on this planet!
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So Nauzubillah… If your employer decides to “downsize”,
decides to “scout for new talents to replace the old ones”,
decides to “pivot and your role now is now made redundant”,
an additional source of Halal Passive Income definitely helps!
You will have the peace of mind and perhaps some breathing space to carefully think of your next course of action.
I mean.
Kita merancang. Tuhan menentukan.
This small steps you are taking today when all is good will help your future you when things are no longer as rosy and beautiful as it is today.
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2. Passive Pahala for the rest of your life and beyond
2nd reason Why Building Shariah Compliant Passive Income Is a Good Idea in Singapore is
because
not only you can enjoy the tangible fruits today, you also can get passive pahala for the rest of your life and beyond!
You can use your Halal Profits to fund your dream holiday with your beautiful family..
(I liquidate some of my profits for my recent holiday to Bali.)
Alhamdulillah… I have been a financial planner for almost 18 years.
Some of my clients have been with me for 18 years.
15 years.
10 years.
The beauty of shariah compliant investments is that you can use Halal profits to fund your yearly holiday.
To fund your umrah.
To fund your Haj.
To fund your child’s tuition, enrichment classes (these can really eats up to your monthly cashflow and having Halal profits to fund it is simply amazing!)
And while you are saving money every month the shariah compliant way, you are getting passive pahala.
I mean you can save your money in any ways you want.
But you consciously choose to do it the Halal way! The Shariah Compliant Way!
Dunia dapat. Akhirat pun dapat.
Isnt that beautiful? 🙂
Alhamdulillah! 🙂
Talking about passive pahala on earth.
Why not also create passive pahala for yourself in the hereafter by using the vehicles of Wakaf?
Make your money work hard in this dunya.
And make your money work harder for your hereafter.
If you want to learn more, you can whatsapp/sms me at 96520134 to schedule a FREE consultation.
Or perhaps click here to schedule an appointment.
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3. You have clarity and certainty that your Halal passive income strategies work
3rd Reason.
It’s good to start building your Halal source of passive income now — especially while you’re financially stable.
Why?
Because if you’re starting from zero experience in investing, this is the best time to learn. With the right guidance from mentors and Islamic financial planners, you’ll slowly build confidence that Halal passive income is possible.
Many of my clients start from ground zero —
No $1 million in the bank.
Not even $100,000.
Some don’t even have $10,000.
But you don’t need a fortune to begin.
As the Malay proverb goes:
“Sedikit-sedikit, lama-lama jadi bukit.”
(Little by little, a hill is formed.)
The key is to start.
And when you’re financially stable, it’s the ideal time to build the “oven” that will generate future passive income.
✅ You’ve already set aside 3–6 months of emergency funds.
✅ You’ve got comprehensive hospitalisation plans for your family.
✅ You’ve protected your income with Shariah-compliant insurance.
✅ Now it’s time to take the next step:
Build your Halal source of passive income.
So you don’t just survive —
You thrive, in dunya and akhirah.
Alhamdulillah.
It’s now or never.
You start it. You finish it.
AS A CHAMPION! 💪
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4. More Time For Family and Ibadah
4th reason Why Building Shariah Compliant Passive Income Is a Good Idea in Singapore is
because
Passive income frees up your time.
Instead of constantly chasing dollars, you get to focus on what truly matters —
❤️ Spending time with your loved ones
🤲 Investing in your akhirah through ibadah
💞 Giving back through charity and community work
It’s good to start building your Halal passive income now, while your responsibilities are still manageable and your finances are stable.
Because the earlier you start, the sooner you’ll enjoy that freedom.
The freedom to choose how you spend your time.
The freedom to say yes to your family and yes to moments that bring you closer to Allah S.W.T. — without worrying about your next paycheck.
This is how we move from working for money, to making money work for us —
the Halal and Shariah-compliant way.
It’s not just about wealth.
It’s about barakah.
It’s about purpose.
It’s about building a life where your rizq continues to flow even while you rest, travel, pray, or play with your children.
Passive income, done right, gives you more than just money.
It gives you meaning. Alhamdulillah 🤲
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5. You Become a Role Model of Responsible Islamic Wealth-Building
One of the most overlooked benefits of building Shariah-compliant passive income is this:
You inspire your family — especially your children — to follow the Halal way.
📚 Your children see you investing ethically, avoiding riba, and staying true to your values.
💬 They hear you talk about barakah, not just ROI.
💡 They grow up understanding that success is not just about how much you earn — but how you earn it.
By taking action today, you break the cycle of financial confusion and riba-dependence.
You’re planting seeds of knowledge, values, and confidence that your family will benefit from for generations.
That’s how legacies are built.
✅ You don’t just leave money behind.
✅ You leave a mindset.
✅ A method.
✅ A message of integrity and istiqamah.
This is how we build wealth with purpose.
This is how we raise future leader with iman.
This is how we bring deen into our dunya — not just for ourselves, but for our descendants.
“And be not like those who forgot Allah, so He made them forget themselves…” (Surah Al-Hashr, 59:19)
Let’s not forget who we are, and what kind of legacy we want to leave behind.
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Now… I hope you have benefited from my sharing on 5 Reasons Why Building Shariah Compliant Passive Income Is a Good Idea in Singapore….
If you are seeking a mentor, coach, consultant to share with you practical aspects on how you can plan your finance, the shariah compliant way in Singapore, I am always ready to help you.
You can always whatsapp/sms me at 96520134 to schedule a FREE consultation.
Or perhaps click here to schedule an appointment.
You will want to schedule it asap because I can only accommodate 5 slots for the following month.
Click here to schedule your FREE consultation today!
Take Care! 
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