I travel a lot for my holidays and get quite worried reading the headlines of what is happening around the globe. Hence, I put forth some risk management strategies that I personally use when travelling overseas.
You can follow if you find them useful. 🙂
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1) Don’t put your money in one place
Segregate your money. Whenever I travel overseas, I segregate my money into 2 wallets.
Some of my money I left it in the safe at the hotel room. Some of my money I kept it in the hidden compartment in my bag. Most important of all, don’t put your money in one place. It is because if you lose them, you will be at your wit’s end.
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2) Photocopy your passport, flight travel itineraries, hotel bookings.
I ensure that I photocopy my passport, flight travel itineraries and hotel bookings.
I also make a back up copy on my Iphone and Ipad, either by snapping a photo or having them in my Iannotate PDF app software. (Of course, my devices are secured with a pin password)
In addition to that, I have an additional copy stored in my google drive.
If I lose my passport or any important travel documents, I will have all the documentation ready, in place.
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3) Have the Ministry Of Foreign Affairs Contact in your mobile phone
Alhamdulillah…. So far, I don’t need to seek assistance from Ministry of Foreign Affairs when I
travelled overseas for holidays.
However in my profession as a financial consultant, I remember assisting one of my friends claims,
when his close family member passed away overseas.
Singaporeans in distress overseas can seek consular assistance during and after regular office hours.
Before you travel overseas, check through this link to get Singapore Embassy Contact of the country you are visiting.
http://www.mfa.gov.sg/content/mfa/missions/singapore_mission/mission_locator.html
Have the Ministry of Foreign Affairs contact in Singapore at (65) 6379-8800 too, just in case.
Save it in your mobile phone now! 🙂
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4) If you drive in to Malaysia, bring your steering wheel lock.
Yes. I bring my steering wheel lock when I drive in to Malaysia. I know, sometimes we take safety for granted.
As part of my risk management strategy, I use my steering wheel lock to secure my car after I park it.
In addition to that, remember not to park your car at secluded area. If you plan to dine at the restaurants nearby, ensure that your car is in plain sight of your view at all times.
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5) Buy travel insurance
If there is a flight delays, flight is being cancelled, loss of baggage or due whatever reasons, you know that you will have a back up plan in place.
When you go for holidays, you want to let down your hair and have a peace of mind. Buying travel insurance is essential and necessary as part of your risk management strategies when travelling overseas.
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:: Bonus Tips ::
– Read Tripadvisor Reviews of the place you want to go to. Its because some places there are a lot of pickpockets.
– If you went to Europe, intend to buy branded, high end items, bring an additional bag. Shopping bags from designer labels stores attract attention from undesired individuals.
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p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
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