You see. We communicate with ourselves using millions of words subconsciously, at high intensive speed, all the time.
You may realize it, or you may not.
One of the key fundamentals that I always share with many, is words play a part in shaping our thoughts and thus the actions, we took.
Take a look at how Barack Obama with his style and eloquence, coupled by his carefully craft choice of powerful and purposeful words, manage to move ordinary Americans in numbers that many would have just imagine, to CHANGE for the better.
Words inspire people including YOURSELF. 🙂
We can. … and we will perform our daily tasks effortlessly, if we CHOOSE to use positive words to communicate with ourselves.
One strategy, that I advocate, for one to motivate him or herself is by reading books that is peppered with motivational quotes, insights, just like in this video.
You will feel refreshed! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Barack Obama sworn into Presidential Office 2009 – Inauguration
Barack Obama Inauguration Speech Part 1
Barack Obama Inauguration Speech Part 2
1) Iraq War.
A progressive pullout of US troops in Iraq, where residual forces will only stay till year 2011, to maintain stability.
2) Capture Osama Bin Laden.
20,000 to 30,000 more troops to Afghanistan, to capture Al Qaeda leader, an unfulfilled promise of Bush’s administration.
3) Revive world economy out of recession.
US$800 billion in bailout funds into the economy to help get credit flowing again to cash starved customers and economies.
4) Closure Of Guantanamo Detention Centre.
Some 700 suspected terrorists were detained after Sept 11 attacks. The revealed torture of detainees tarnished America’s reputation.
5) Create More Jobs.
2.6 million of those living in US lose their job last year. 750,000 living in US expect to lose their job this year. Tax cut and spending on public works projects will help to generate jobs in education, health care and construction in his 2 years in office.
These are the top 5 issues, that requires Barack Obama’s attention IMMEDIATELY! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Currently, I am super engrossed in reading 2 books.
1) Master Your Mind, Design Your Destiny by Adam Khoo
I completed all the exercises in the book, on Goal Settings etc2, 3 years ago, and happened to flip back through the pages of the book, few days back.
Boy…. I was really amazed by the power of goal settings. Everything….I mean all the goals, I written down 3 years ago, prior to army… I have achieved it TODAY!!! 🙂
I almost forgot all the goals that I have set that time….. and when I reflect back on what I have written, 3 years ago, I feel sooo…. GOOD!
You know….I feel so excited!!! So fulfilled. I cannot describe the feelings in words. It just boils up to one thing, that EVERYTHING IS POSSIBLE!!!
As I wrote all the goals in pencil that time, I erase them all now, and replace it with the goals that I want to achieve in year 2009, 2010 and so forth. I am soooo……excited….. 🙂
2) 7 Habits Of Highly Effective People
I am rather a bookworm. You know, I have hundreds of books in my room.
Sometimes, I buy the books and then, I dont read. kinda wasted right
Now, I slowly go through all the books that I have, and read this book by Stephen R. Covey, 7 Habits Of Highly Effective People.
I am still at the beginning page, and what profoundly struck me is this sentence at page 73 of the book.
“Our most difficult experiences become the crucibles that forge our character and develop the internal powers, the freedom to handle difficult circumstances in the future and to inspire others to do as well“…
I believe, all of us faced difficult experiences in every phase of our life. unless you are dead These difficult experiences may hinder us from moving forward OR may develop us into a more stronger person in the future.
It is our CHOICE to choose, how to response to these difficult experiences.
Building a solid character involves doing something out of our comfort zone. Setting high goals and working unwaveringly towards it. When we faced difficult situations, we tried to overcome and solve it. The experiences only makes us STRONGER and WISER.
So…when you faced difficult situations at times, just remember, these experiences will mould you to be a better person in the future! Insyallah! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Today’s Financial Wednesday Blog Post, I will like to share with you is a concept that I learn from Adam Khoo’s Secrets Of Self Made Millionaire Book. It is a very practical and easy to understand concept that I applied and share with all my clients.
This is what I call the 4 levels of wealth. You have to go step by step, level by level in achieving your financial dreams.
Level 1 : Financial Stability
You have achieved financial stability when:
1) You have accumulated enough cash to pay for your 6 months expenses
2) You have hospitalization insurance and sufficient life insurance coverage, should death, permanent disability or 30 critical illnesses were to strike.
You must be really secure in this before proceeding into the next step to achieve financial security.
Imagine a person who has no money in the bank, no hospitalisation insurance plan, no life insurance plan, BUT HEAVILY INVESTED IN STOCKS (where many experience paper loss at this moment)…….
one day….touch wood…..get hit by a lorry. How will he or his family SURVIVE that financially ?
Level 2 : Financial Security
You achieve financial security when you have accumulated an amount of Positive Cashflow Assets (Investable Assets) that generate passive income to cover your MOST BASIC expenses.
Most Basic expenses refers to:
1) Home mortgage
2) Public transportation expenses
3) Food for you and your family
4) All Insurance premiums
These are just necessities that you spend on to lead a simple lifestyle. Should you stop working today, do you have enough passive income to pay for your simple expenses? 🙂
Level 3: Financial Freedom
You achieve financial freedom when you have accumulated an amount of Positive Cashflow Assets (Investable Assets) that generate enough passive income to sustain your CURRENT LIFESTYLE.
If you have a car, have a maid, have a golf membership club NOW, financial freedom means your passive income is enough to pay for all these expenses should you stop working today.
Are you FINANCIALLY FREE? 🙂
Level 4: Financial Abundance
This is the best!
You achieve financial freedom when you have accumulated an amount of Positive Cashflow Assets (Investable Assets) that generate enough passive income to sustain your DESIRED LIFESTYLE.
Your passive income must be able to pay all your expenses when you lead the LIFE OF YOUR DREAMS.
Example you like to drive a porsche, live in a private condominium facing the sea (my goal 😛 ), send your kids to the best school in town, you may be expecting a monthly flow of about $50,000 worth of passive income.
So guys…. Are you working your way up to financial abundance or continue to feel shiok2 be trapped into the rat race where someway, somehow, somewhat, your money seems to vanish in thin air at the end of the month? Work it out! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Okay… Let me kickstart with “Wednesdays’ Financial Blog Post“.
Today’s topic is about buying cars.
Is it an investment or a money draining liability?
Before addressing this issue, I will like to make a note, that whatever I share with you is just MY perspective from the spectacles of a financial associate. It doesn’t make me right. It doesn’t make me wrong.It is just MY perspective! 🙂
I have surveyed around, asking those who drives, on their car expenses per month.Many contends that their car expenses (including monthly installments) amount to about $1,000/mth.
My take here is that, from the monetary point of view, YES…solely from the monetary point of view, is that if you use your car, and ABLE to generate an EXTRA business/net profit of more than $1000, your car is an ASSET. If you buy that car, and you are NOT ABLE to generate that EXTRA net profit of more than $1000, your car is a LIABILITY.
…………………………….
” Your car is an ASSET, if it generates POSITIVE CASHFLOW.
Your car is a LIABILITY, if it generates NEGATIVE CASHFLOW. “
…………………………….
I feel that those who are married, especially those with kids and aged parents to look after, should have a car.Other than convenience (like sending your kids to school or aged parents to hospital for regular check ups) as one of the primary reasons, the distribution of car expenses per head is more widespread.
Average expenses per head is significantly lower.
That is where having a car is a PRIORITY.
hmmm….. So now is the time for you to analyse, whether your car is an asset or money draining liability. You can use the below example as a catalyst.
If you are self employed (like me) or running a business, you can try to rent a car first, to gauge the expenses involved per month.
Once you are VERY SURE, that your car is an asset, it is time to get one!
It not only makes your life more convenient, enhance your social status but also give you the piece of mind that, “Hey!… My car is helping me to save or MAKE MORE MONEY every single day!….” 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
A certified financial consultant, Helmi Hakim has won praise for his patience, perseverance and practicality when solving his clients’ financial concerns. For more information on how you can manage your finances better, contact Helmi Hakim at 96520134.
