In this day, let us pray together, for the safety of our Muslim brothers and sisters, who is performing Haj in Mecca.
May their ibadah in fulfiling the 5th pillars of Islam accepted by Allah S.W.T
Tomorrow, you can go to the mosques and witness, how the kurban is being done.
Watch this video, to appreciate more. 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Yesterday, I went for the copywriting seminar conducted by Fadzuli, and boyyy…. it’s enlightening and very refreshing…. 🙂
Get to network with common minded Melayus like Suryadi, Syah, Badawi, Nawaz, Fahim, Melindah and many, more others… Its sooooo….gerek… hahahhhh…
It’s some kind like “law of attraction” these days that, generous people who shares the same passion, keep attracting to me, all the time….
Bro Hafihz, who is a genius in marketing, helped me in the restructuring of my whole blog and change my deep rooted concept and understanding on using the internet to better market and position myself, as a financial associate in Singapore.
Bro Samson, who is a Certified NLP trainer, helped me to reignite my passion and reinforce my belief that all things are possible.
Not forgetting, Abang Abu, with his never ending quest to help the Malay community transform into an exemplary ummah that many will be proud of.
Of course, there are many whom I love to meet in the future like Saiful, Diana Sabrain and many, many more successful entrepreneurs out there 🙂
……………………………….
Alhamdulillah….
The seminar just comes at the right timing, as I am drafting my first book, “33 Common Questions, People Asked Me As A Financial Associate”. heheh…can steal some ideas to make my book interesting
In this very post that you are reading now, I will share with you the gist of wisdom, I manage to uncover while attending the mini workshop.
Actually, there’s a lot to be shared, but I prefer to concentrate on one…as the post might get very lengthy. 😛
First and foremost, Fadzuli shared that copywriting is the art of WRITING that enables reader’s mind to think and TRIGGER responses.
Different people have different TRIGGER points.
You have different TRIGGER points.
I have different TRIGGER points.
Everyone has different TRIGGER points.
The 8 Most COMMON TRIGGER POINTS are
1) Specificity
When you are specific, you increase believability.
Specifics carry more weight with your prospects.
Things like “I am a financial associate.”
“I am 23 years old.”
“I live in Singapore.”
All these, are specifics, that increase believability.
………………………..
2) Curiosity
Curiosity kills the cat but makes the marketer, a lot of money.
I love to create suspense and make people curious of my no hold bar frank opinion of life, when I post in this blog.
That is why you still continue to read and revisit my blog again and again. even though some detest with my opinions
……………………………
3) Reason WHY
Telling people the reason WHY YOU ARE DOING SOMETHING is one of the most powerful
influencers of human behavior.
Robert Cialdini, Ph.D. in his book “Influence: The Psychology of Persuasion” talks
about an experiment by Harvard social psychologist, Ellen Langer, that concluded people like to have a reason for what they do.
My manager is a very good motivator.
She loves to say, “Helmi, you must do this because….
because….”
A lot of reasons created, that will propelled me to strive to achieve my goals.
……………………….. 4) Scarcity
When you don’t have many of it, people tend to want it.
So when you want to offer something to readers of your blog, make it scarce. 🙂
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5) Fear
This is my own interpretation. When people fear of something, they will act IMMEDIATELY.
Example, one who is diagnose with heart problem, will IMMEDIATELY quit smoking, or maintain a healthy lifestyle, because they FEAR of the worst.
………………………. 6) Enthusiasm
Enthusiasm is contagious.
I guess, some people just act on what you propose, if they see you, so enthusiastic in what you propose.
Yup2… Enthusiasm plays a role. 🙂
…………………………………………….. 7) TELLING THE TRUTH
I find this relevant.
When I asked the top 1% of financial advisers in Singapore, on what makes them so successful.
They just told me, be truthful. Just tell you clients, the truth.
…………………………….. 8) Relations
When you mention names, it triggers the related party minds..hahahhh…I did mentioned names in this post right? 😛
Sometimes,my blog post remits unwanted responses, even i don’t mention names. who eat chili, they will feel the heat
I will like to thank Bro Fadzuli again for his sharing and hope, you, readers learn a thing or 2 in this post. :)
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
I have lots of clients who have the “intent” to start up, a business venture….
…. selling handbags….selling burgers…. selling health products….
A lot of interesting, fun and lovely ideas…. 🙂
Some seeked my point of view, if they should sell away their house, to fund their dream business…
Some seeked my point of view, if they should quit their job, to start their dream business…
Some seeked my “money”, as a form of capital to start their dream business… 😛
I met a lot of entrepreneurial people.
My advice to all is that, if you want to set up your own business, you need to have contingency funds that can last you at least for 1 year.
You need to have enough money in your bank account that can last you 1 year, if your business doesn’t generate money.
If not, don’t even think of quitting your job, to start that very business that you aspire.
Yes…Have at least 1 year of contingency funds.
When I met my clients, I will always do the cashflow statement for them.
I will highlight to all these entrepreneurs to be, to have at least 12X their total outflow.
Yes…12X….
Of course, there is really more planning need to be done like, him or herself having enough critical illness coverage…etc2…
That’s where customized planning comes in.
Btw, if you need any help in terms of financial advice, drop me an email or call me for appointment.
I will be happy to assist you! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
I have given some deep thoughts on the recent events that have impacted investors in Singapore, particularly those who have invested in DBS High Notes and the infamous, Lehman Brothers mini”bonds”.
I finally reached to a simple solution to all these avoidable bullshit chaos.
The solution is…..
Islamic Finance.
Islamic Finance ensures TRANSPARENCY.
There seems to be lacking of transparency, in the promotion of these investments.
People are unsure on what they invest in and just relied on “trust” from the banks.
Some of the great, great structures of Islamic finance to ensure transparency and equality are….
1) Prohibition of Investments In Companies whose primary business includes Forbidden Products
If you invest in Islamic investments products, you know where your money goes to.
Transparency is uphold, as the Shariah prohibits investments in companies whose primary business include forbidden products such as alcohol,drugs,pork,tobacco and weapon production.
Many financial institutions have a religious board to monitor and ensure strict compliance is in place.
2) Prohibition of Gharar
Gharar means sale of probable items whose existence or characteristics are not certain,due to the risky nature which makes the trade similar to gambling.
Examples of Gharar include the sale of fish in the sea, an unborn calf in its mother’s womb, unripened fruits on the trees, etc.
All such cases involve the sale of an item which may or may not exist.
In such circumstances, the fish in the sea may never be caught, the calf may be still-born, and the fruits may never ripen.
In all such cases, it is in the best interest of the trading parties to be very SPECIFIC about what is being sold and for what price.
In today’s modern context, gharar can be eliminated from contracts by carefully stating the object of sale and the price to eliminate unnnecessary ambiguities.
There must be FULL DISCLOSURE by both parties.
3) Prohibition of Riba/Usury
In Islam, the charging of interest, or riba, is strictly prohibited.
Any return on investments should be in proportion with the profits of a business and not through guaranteed interest rate.
If the investments on the pertaining business where its business profit is high, the investor/lender will get a higher return of their investments.
Conversely, if the business profit is low, the investor/lender will also get a lower return of their investments.
The risk is shared by both the principal investor and the receiver (enterprise).
Riba is prohibited to prevent unfair exploitation by one party, who owns the money or capital.
Its fundamental reasoning is ”equality of compensation”.
It’s noble aim is to prevent the investors/lenders from charging interest excessively regardless of the performance of the business venture they have invested in.
With these features in Islamic Financial Products, I am confident that peddling of ambiguous products can be entirely eliminated, if not reduced.
Insyallah! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
If you were to asked me, the most powerful concept, I have learnt in my 23 years of life, I will sum it up into one distinct sentence.
“The Law Of Reciprocity”
It is ingrained in our mind, and this concept is soooo…… relevant to people who are in ANY industry.
If you want people to smile at you, you SMILE at them first.
If you want people to motivate you, you MOTIVATE them first.
If you want people to give you money, you DONATE to others first.
If you want people to love you, you LOVE them first.
If you want people to help you, you HELP them first.
The law of reciprocity is soooooo….. POWERFUL that I GUARANTEE you, that if you do as what I mentioned above, someway, somehow, somewhat, it will come back to you, in leapts and bounds.
The fulfilment and the “super-shiok feeling” is simply OVERWHELMING.
Yes guys…If you feel, you have been enlightened by this blog, share it with all your friends, relatives, anyone who you CARE about… 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
A certified financial consultant, Helmi Hakim has won praise for his patience, perseverance and practicality when solving his clients’ financial concerns. For more information on how you can manage your finances better, contact Helmi Hakim at 96520134.
