by Helmi Hakim | Mar 10, 2008 | Miscellaneous
As you know, I am working very hard, day and night together with my designers and partners to make HelmiHakim.com, the best financial blog in Singapore.
NTUC Income is shaking up, with a brand new image.
So, will HelmiHakim.com 🙂
You will see a lot of changes coming your way, this coming weeks.
Massive, drastic changes.
Everything will change…..
for the better.
I will launch a SECRET GIFT specially for the people of Singapore on the 1st of April 2008. (Nope, its not April fool joke ya…)
If you are my client, you will get that secret gift 1 week in advance, on the 23rd of March, exactly 12.01am.
As part of the rebranding of HelmiHakim.com, we have designed a brand, new logo.
I need your help.
There are 3 logos here.
I will like you to choose your favourite and post the reason why you choose the logo in the comments section below.
The person with the best reasoning will get the SECRET GIFT, ahead of others on the 15th of March 2008.
I GUARANTEE you.
What you are going to receive you, will blow your mind.
Logo 1
Logo 2
Logo 3
(You can click on the logo to have a better view)
Happy voting!
Eh, like Malaysia election lak 😛 !
by Helmi Hakim | Mar 7, 2008 | Insurance
There are many individuals who have helped me climbed my ladder of success.
One of them is Abang Ari.
I will encouraged you to read his blog at www.ariyusmir.com
He shares quality insights on the importance of insurance.
Do visit his blog 🙂
by Helmi Hakim | Mar 3, 2008 | Insurance, Miscellaneous
I was a bit tired after toiling my way in Toa Payoh roadshow.
Just back from work now. 🙂
I msned 8 of my friends, asking them the first thing that came into their mind when someone mentioned $$$ to them.
Here are their replies.
1) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
ana banana says:
business?
ana banana says:
oh and shopping for sure
2) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
sharylie. says:
spend uh. haha..
3) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
fifi says:
err…
fifi says:
shopping
4) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
~aisyah~ says:
ummm…tahts a vague question ar..
5) HelmiHakim.com says:
….what first came to your mind when someone metion money to you?
????? ??????? missing you like hell!!!! says:
blank lor. tiba2 ckp duit…
6) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
Www.deleted.namE – my personal site | www2.deleted.name – My blog !! says:
hmm
Www.deleted.namE – my personal site | www2.deleted.name – My blog !! says:
buy
7) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
IvAn™ [ Home ] I finally got wine glasses to go with wine!!!! WOOHOO!!!! says:
something to buy needs loh
8) HelmiHakim.com says:
what is the first thing that came to your mind when anyone mention the word money to you?
Clement – ‘CPF Investment ?’ says:
wan earn money?
Clement – ‘CPF Investment ?’ says:
can borrow money ?
Okay….Generally, most people when it comes to money, the first thing that comes into their mind is to SPEND it.
Many loves to spend money and many OVERSPEND it.
That is why many will need financial associates like us to help them plan their finances well. 🙂
by Helmi Hakim | Feb 29, 2008 | Insurance, Investment
In my course of work as a financial associate, I meet literally hundreds and hundreds of people out there with different types of personalities, different types of attitudes and different types of attributes when it comes to the topic of money.
There are really lots of financial instruments out there that you can use.
I will like to share with you 7 things you MUST know before making decisions to get the financial instruments.
1) Know How Long You Need To Keep The Financial Instrument
I have met clients complaining to me that they have been cheated by their agents.
They claim this and that, often vouching on the topic of losing money.
Often, it is investment.
When I questioned them, on how long they keep and then liquidate their investments.
They will answer 1 or 2 years.
It doesn’t take a genius to figure out that by liquidating with that short period of time, the amount that they will get will definitely be lower than the principal amount.
So first thing first, know how long you need to keep the financial instrument.
2) Know What Are The Charges Involved
It is normal that in everything you do, there will be charges involved.
As an informed consumer, you must know what are the charges involved and how long will it takes for your investment to break-even with the charges.
3) Objective Of YOU Getting A Financial Instrument
You must know your objective of getting a financial instrument.
What is your purpose of getting that life insurance policy?
What is your purpose of getting the savings plan?
You must have a purpose, if not you will be doomed.
If you get an insurance policy without a purpose, you will soon lapse it.
If you get a savings plan without a purpose, you will soon liquidate it and spend all the money away because you don’t feel a need for you to save that money.
You don’t have an objective!
So, remember this, anything you do, you must have an objective.
4) Know the background of your advisor
Ask your advisor if he is practicing what he preached.
If he is recommending you a financial instrument, asked him if he, himself have used the financial instruments he recommends.
If not, ask for the reason.
5) Get the financial instruments only if you understand
Yes. That is a statement.
Only get a financial instrument, if you truly understand.
You will not want to subject yourself to ambiguity and confusing lifestyle in the future.
Clear your doubts before getting any financial instruments.
6) Ensure that you can afford
When you get life insurance policy, savings plan or an investment plan, do ensure that you can afford to do so.
It is not smart to get something you cant afford.
Make sure your financial associate assess your financial situation and recommends strategies that you can use to accommodate that financial instrument in your existing lifestyle.
7) Check if there are backend charges
Some plan don’t have upfront charges, which makes the plan looks impressive.
Ask your adviser if there is any backend charges to your policy.
You wont want to feel happy and end up being disappointed when you liquidate your financial instrument.
I hope all these 7 points will be beneficial to you ! 🙂
by Helmi Hakim | Feb 28, 2008 | Miscellaneous, Motivation
Some people are very NEGATIVE when I vouched the word “money“.
“I dont want to be rich because I dont need to be rich.”
” I dont print money.”
“Money doesnt grow on trees.”
“I dont need much money.”
“Money is not important.”
“Having lots of money will make me less spiritual.”
These are just some remarks of poor people.
… and some may go on giving excuses, justifying themselves by giving stupid comparisons.
“Love is more IMPORTANT than money.”
“I dont want to be a work maniac. A lot of money with no happiness, no point.”
There are many excuses given.
I am not good in creating one, but I knew all of these excuses because I hear them everyday.
So…If you are one of them, and happen to be reading this blog, come on, change your mindset.
“Being rich is good”
“I can help more people if I have lots of money.”
“It is easy to make money.”
“I love money.”
“Money loves me.”
“Money flows to me easily.”
“Everyone is dieing to give me money.”
…and so on….
Believe me, if you change your mindset, money will flows to you easily…
You will always have more money than you will ever need.
You will lead life in abundance like you always wanted to.
So… Stop giving excuses.
Stop giving yourself justifications.
You are born to be rich and you will remain rich forever.
Yes…
Indeed you will be! 🙂
