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+65 96520134

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Call Us Today!
For More Information.

+65 96520134

Exercise Your Brain…

I like to exercise my brain.

I read brain teasers when I feel bored.

It keeps me active. 🙂

I will post some teasers here,from time to time.

You guess the answers, and the next day, I will post the answers.

Happy Chinese New Year! 🙂

1. A woman proves in court that her husband was murdered by her sister, but the judge decides that the sister cannot be punished. Why?

2. A woman is found hanging by her neck from the high ceiling in an otherwise empty locked room with a puddle of water under her feet. How did she kill herself?

3. A man is lying drowned in a dead forest, far from water. How did this happen?

4. Two men are served identical drinks at the bar. One lives, but the other dies. Why?

5. A man dies of dehydration in his own home. Why?

6. A man runs along a hall with a piece of paper. When the lights flicker, he drops to his knees and begins to cry. Why?

7. A pipe, a carrot, and a couple sticks are lying together in a field. Why?

8. A woman lives on the tenth floor of an apartment building. Every morning she takes the elevator all the way down, and goes to work. In the evening, she gets into the elevator, and, if there is someone else in it she goes back to her floor directly. Otherwise, she goes to the seventh floor and walks up three flights of
stairs to her apartment. Why?

9. A man grabbed a woman’s ring and pulled on it, then dropped it. How did this save her life?

10. A man was just doing his job when his suit was torn. Why did he die three minutes later?

11. A woman tries to drop her husband into the ocean, but he blows back into the boat. Why?

12. A man wakes up and sees that his brother is dead. Though they are alone in a quiet room, he immediately realizes that he will be dead soon too. How does he know this?

13. Why did running out of gas save Jacks life?

14. A married couple went to a movie and the husband strangled the wife during the show. How was he able to get her body home without attracting attention?

15. A man was doing his job when his clothing tore. Why was he dead ten seconds later?

16. Why was the man able to pass three cars going 70 miles-per-hour, while he was going only 60 milesper-hour?

17. A man woke up in the middle of the night and turned off the light. Ten people died as result. Why?

18. A man saw a large goose through while looking out the window. Why were both he and the goose soon dead?

19. A woman was on an elevator. When it stopped, and the lights went out, she began to cry, knowing that her husband was dead. How did she know?

20. A man was pushed out of an airplane, without a parachute. How was he able to survive?

21. A woman bought new shoes, and shortly afterwards died from a knife-wound. Why?

Happy solving 🙂

 

p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…

Save Your Money As Early As Possible…

These few days, I have young couples coming to me seeking financial advice to grow their money at an investment horizon of 1 year.

My heart goes…”huh! xqyety?”.

I asked them… “Why, save only for 1 year?”

Why not 5 years?

7 years?

11 years?

20 years?

Why 1 year….only….?

They looked back at me, with the tint of sympathy and a ray of hope, “We are going to get married soon. We need the money for our marriage which is coming in 9 months time”.

We need to accumulate and grow our money FAST!”

With care and concern, I answered, “I am really sorry. I have no recommendations for you. With such a short time period,you have to save in the bank. I am so so sorry for you. 🙁 ”

They are shocked by my frankness.

With heavy legs, they left me, still thinking deeply, hopeful for aura of opportunity to come for them to accumulate and grow their money fast.

I am glad also that I have managed to convince a few others, young chaps like me, to start to save early.

Let me give you myself as an example.

I am 22 years old now.

Planning to get married at age 28 years old.

I can do 2 things.

1) Start to save now.

2) Start to save later.

In order for me to maximise my savings, and enjoy compounding returns, I have to start now.

Now I save $10/day, $300 a month.

By age 28, I can channel this money for my marriage.

I am telling you because a lot of people are also in my shoes.

You want to save for marriage.

You want to save for that new car.

You want to save for your child’s education.

You want to save for your HDB house.

You want to save for your retirement.

Whatever your objectives for you to save, 1 thing remains clear.

You have to start early.

You MUST start early!

I have shared with hundreds and hundreds of my clients, the opportunity costs involved for starting later.

You dont have to start much.

Yet you have to start early.

You have to start somewhere.

There are really lots of ways to save.

….and one way, is to engage financial associates like us, to advice you on financial vehicles that can maximise your savings potential and at the same time, meet your savings objectives.

Do give me a call if you will like to learn more. 🙂

Helmi Hakim
HP No: 96520134

 

p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…

We are all creatures of habits…

We are all creatures of habits.

Savings is a habit.

Spending is a habit.

Reading is a habit.

Dreaming is a habit.

Jogging is a habit.

Sleeping is habit.

Everything that we do, every single day, are recurrence that is imbued in us.

The question that we need to ask ourselves, is that, are we practicing a positive or a negative habit.

I “choose” to adopt a positive habit.

Habits is a matter of choice.

You have to be brave enough, courageous to take bold steps to change your negative habits to positive ones.

At times, I feel that my capacity as a financial associate also entails myself as a psychologist.

Some of my clients do not have personal habit of saving money at all.

In fact, I could say most of them! 🙁

I shared with many, of practical methadologies on how they can save money, without feeling a pinch.

I will share with you this powerful, proven, time tested methadology on my following post.

This powerful methadology is a very, very practical way of saving money.

I am already doing it, and all my beloved clients are also doing it too.

…and I assure you, readers of my blog, that you will realise how easy, you can save money with this simple, yet powerful technique.

See ya. 🙂

 

p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…

All Of Us Needs A Coach In Life

I listen to motivational songs every day before going to work.

This is because, I want my mind to stay positive, and my physiology (breathing patterns+++) to be at the peak state all the time.

I have joined the Peer Appraisal group.

I learnt a lot from it.

Mr Philip Chan is a great coach.

He thinks the same way as me.

We share the same mindset 🙂

Watch this video to see what wonders, a coach can do.

 

p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…

What Goes Around, Comes Around


Fleming

His name was Fleming, and he was a poor Scottish farmer.

One day, while trying to make a living for his family, he heard a cry for help coming from a nearby bog.

He dropped his tools and ran to the bog.

There, mired to his waist in black muck, was a terrified boy, screaming and struggling to free himself.

Farmer Fleming saved the lad from what could have been a slow and terrifying death.

The next day, a fancy carriage pulled up to the Scotsman’s sparse surroundings.

An elegantly dressed nobleman stepped out and introduced himself as the father of the boy Farmer Fleming had saved…

“I want to repay you,” said the nobleman. “You saved my son’s life.”

“No, I can’t accept payment for what I did,” the Scottish farmer replied, waving off the offer.

At that moment, the farmer’s own son came to the door of the family hovel. “Is that your son?” the nobleman asked.

“Yes,” the farmer replied proudly.

“I’ll make you a deal.

Let me provide him with the level of education my own son will enjoy.

If the lad is anything like his father, he’ll no doubt grow to be a man we both will be proud of.”

And that he did.

Farmer Fleming’s son attended the very best schools and in time, he graduated from St. Mary’s Hospital Medical School in London, and went on to become known throughout the world as the noted Sir Alexander Fleming, the discoverer of Penicillin.

Years afterward, the same nobleman’s son who was saved from the bog was stricken with pneumonia.

What saved his life this time?

Penicillin.

The name of the nobleman?

Lord Randolph Churchill.

His son’s name?

Sir Winston Churchill.


Win

… What goes around comes around.

Send this inspiring story to your friends to make a difference in their life… and you’ll see this kindness will come around in your life soon!

 

p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…