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For More Information.
I am quite short handed here, managing my clients.
Have an influx of them these days.
Seems like I am already a money magnet. 🙂
Just include this video program which also explains briefly what I have also learn in the
“Secrets of Millionaire Mind” seminar.
Enjoy 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Okay…
As I promised earlier that I am going to share with you, what I have learnt in T Harv Eker’s seminar.
I share with you, because I want you to learn something useful from my blog, and in the process, I want you to tell all the people whom you care, about this blog….
Tell them to visit this blog occasionally.
I am committed to this social mission of educating the many who support me by reading this blog.
And in return for that favour, I will continually be committed to provide quality information, for you…readers of my blog.
I am committed!
Are you?
The first powerful concept which I learnt is the Money Management System.
I realised that I have this bad, bad habit.
Everytime I earn my money, I will spend it to the MAX!
I will buy this and that.
Everything which I like.
Practically, everything that I can afford to.
Yes!
I am a bad, bad spender, though I advocate the idea of savings as a financial associate.
I love to spend.
And I love to spend till I am penniless!
Everytime, I managed to accumulate a sum of money, I will blew it all away on stuffs that I DONT NEED!
Now, let me ask you a question.
How many of you are guilty as I am?
How many of you LOVE to spend?
Yup… I am very sure there are many!
As when we, a strong group of 5000 participants were told to group ourselves in terms of savers, spenders and monks, MAJORITY of us are SPENDERS!
Its ironic that I, me and myself belongs to that category too!
When the concept of the “money jars” was introduced I was profoundly strucked.
I was strucked by the simplicity yet the effectiveness of the system.
It was madness.
I was practically blown away by the concepts.
Its simple yet effective.
We were told to divide our money, our earnings into 6 important categories.
1) PLAY Account (10%)
2) NECESSITY Account (55%)
3) LTSS Account (10%)
4) EDUCATION Account (10%)
5) GIVE Account (5%)
6) FINANCIAL FREEDOM Account (10%)
Everytime we receives money,we were told to divide our money into these broad categories.
We can open up different bank accounts to segregate our money.
1) PLAY ACCOUNT
PLAY Account is your portion of your money which you will need to use to ENJOY your money.
You can go for a massage, go for spa, go and buy the luxury that you have craved for.
Spend this money like there is no tomorrow.
You can spend this money in the PLAY Account till you drop, without feeling guilty 🙂
2) NECCESSITY ACCOUNT
NECCESSITY Account is your portion of your money which you use to spend your money on NECCESSITIES!
Like food, transportation, accommodation, etc2…
3) LTSS ACCOUNT
LTSS Account is the portion of your money for long term spending like buying a television set, buying car, buying a washing machine, buying a….anything that you can associate to long term use.
I mean practically everything.
4) EDUCATION ACCOUNT
EDUCATION Account is the portion of your money for the use of upgrading yourself.
You can use this to buy books, to go for seminars, to go for workshops, practically ANYTHING that can develop you, can educate you to be a person you want to be 🙂
5) GIVE ACCOUNT
GIVE Account is the portion of your money for you to DONATE your money.
YES!
DONATE your money.
You must DONATE your money.
You don’t have to just donate your money to charity.
You can just give your money to anybody, yes…
I man practically anybody who is in need.
And if you wish to donate more money, since the allocation rate here is just 5%, you can take some amount from your necessity account and donate that portion too!
6) FINANCIAL FREEDOM ACCOUNT
FINANCIAL FREEDOM Account is the account where you SAVED your money for retirement.
You cant touch that money.
In my capacity as a financial associate, what I can recommend is that you can save using our financial vehicles.
We have lots of them, and I can personally do proper recommendations after doing a NEEDS BASED ANALYSIS with you.
YES! Definitely!
I can!
Frankly speaking, I have so much to share and stay tuned in my blog as I will share with you lots of other useful tips that I have learnt from the seminar itself.
See ya soon.
You rockz! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
A story is told about a soldier who was finally coming home after having fought in Vietnam.
He called his parents from San Francisco.
“Mom and Dad, I’m coming home, but I’ve a favor to ask. I have a friend I’d like to bring home with me.”
“Sure,” they replied, “we’d love to meet him.”
“There’s something you should know the son continued, “he was hurt pretty badly in the fighting. He stepped on a land mind and lost an arm and a leg.
He has nowhere else to go, and I want him to come live with us.”
“I’m sorry to hear that, son. Maybe we can help him find somewhere to live.”
“No, Mom and Dad, I want him to live with us.”
“Son,” said the father, “you don’t know what you’re asking.
Someone with such a handicap would be a terrible burden on us.
We have our own lives to live, and we can’t let something like this interfere with our lives.
I think you should just come home and forget about this guy. He’ll find a way to live on his own.”
At that point, the son hung up the phone. The parents heard nothing more from him. A few days later, however, they received a call from the San Francisco police.
Their son had died after falling from a building, they were told.
The police believed it was suicide.
The grief-stricken parents flew to San Francisco and were taken to the city morgue to identify the body of their son.
They recognized him, but to their horror they also discovered something they didn’t know, their son had only one arm and one leg.
The parents in this story are like many of us.
We find it easy to love those who are good-looking or fun to have around, but we don’t like people who inconvenience us or make us feel uncomfortable.
We would rather stay away from people who aren’t as healthy, beautiful, or smart as we are. Thankfully, there’s someone who won’t treat us that way.
Someone who loves us with an unconditional love that welcomes us into the forever family, regardless of how messed up we are.
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
I always hear this common statement saying that
“Money is the root of all evil”
Is that TRUE?
I begged to differ.
I believe that money is not the root of all evil…
I would say that lack of money is the root of all evil…
YES…
LACK of money is the problem…
Just take a look around…
Alarming statistic shows that the increasing rate of divorcee is due to financial woes…
Debts and bankrupcy set a happy family apart.
Money can do wonders.
You can set up your very charity organisation.
You can spend on self indulgence like your cars and condos.
You can do a lot of things….only if you have money.
Now,if you are one of those who always believe that money is dirty.
i will like you to change that point of view.
You can never be rich if you think money is dirty.
Never, ever be rich…
Your views on money will shape the way you will think about money all the time.
So… If you will like to have more money…DEFINITELY
you have to change your view on money, if its a negative one…
Yes….
Just change your view…!
and that single step will bring you more money 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Once, there was a General who wanted to cross a river.
He was unsure of the depth of the river, and whether his horse could make it across the river.
He looked around for help and saw a little boy nearby.
He asked the boy for advice.
The boy looked at the size of the General’s horse and paused for a moment.
He then confidently told the General that it is safe for the General and his horse to cross the river.
The General proceeded to cross the river on his horse.
As he approached the middle of the river, he suddenly realized that the river was, in fact, very deep, and he almost drowned.
After he recovered from his shock he shouted at the boy and threatened to punish him.
The boy was stunned and innocently replied, “But General, I see my ducks crossing the river everyday without any problem, and my ducks have shorter legs than your
horse”.
SUCCESS PRINCIPLES
If you need advice, get it from people who know what they are talking about.
Napoleon Hill says that, “opinion is the cheapest commodity on earth”.
Make sure you review for yourself the opinion of others before you act on them.
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
There was once a junk dealer who made his living by picking up things other people had thrown away.
He lived in a run down house on his own.
Everyday he would go out early in the morning and return late at night.
He had no relations or friends, as he was a loner.
One day he fell sick and never recovered. He passed away and since he had no close relatives, the police entered his house to investigate.
They found the whole house littered with old furnishings and assorted items from
his past.
However, to their surprise, the police discovered more than $100,000 in old bills packed in small boxes throughout the house.
SUCCESS PRINCIPLES
The question is why would a man with $100,000 cash in his possession lived like a beggar, and chose to keep his money stashed-away in old boxes, which were not properly kept in a safe place?
He probably feared that he would lose his money someday and therefore lived like a pauper.
The truth of the matter is that money is only an idea manifested on paper with ink on it.
It is only useful and of value when it is being used.
Money is not meant to be hoarded, but rather to be used, enjoyed and circulated.
Money is neutral, and it is neither good nor bad.
Whether it is good or bad depends on how it is earned and used.
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
