Investment Advice,
Financial Planning
I help Muslim families in Singapore plan their finance in a shariah compliant way.
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Financial Consultant, Helmi Hakim Graduates With First Class Honours….
Alhamdulillah Wa Shukrillah.... I have finally graduated with Bachelor Of Science (Hons) in Banking and Wealth Management, University Of Wales, UK, with first class honours. 🙂 It has been an uphill task thus...
Malay Weddings: How Much Money You Need, To Get Married In Singapore?
My friend always tell me, "You all Malay, very lucky one..... We, Chinese ar, our wedding can cost $50,000 - $60,000...... Our life savings all gone...." I used to agree with them, until I plan for my own one.... but...
I am avoiding all forms of investments in Malaysia….
These past few months, I received smses, and msges asking me, if I have purchased my Danga Bay property in Malaysia. My answer is NO. Here are the reasons. 1) Instable political landscape in Malaysia Strong governance...
The Avengers and Our Duty As Financial Planners In Singapore…
How many of you have watched this latest movie, "The Avengers"? For every 10 of you reading this blog post, I can guarantee at least 5-6 of you have watched this movie, because it is soooo popular... 🙂 My facebook...
Financial Consultant, Helmi Hakim’s Diversification Strategy To Invest In Funds…
Past few days, there is a problem with my server, and my site was brought down..... headache I emailed the server technicians in US, and was told one of my old sites (I host a few websites with them), was unsafe, and...
How To Curb Yourselves From Spending Over Your Limits…
Few days back, I received a whatsapp message from my girlfriend. She was talking about buying a beautiful eyeshadow, which was on sale at Tampines Point. As she knew that I am a prudent and careful buyer, also a...
How To Calculate Compound Interest If You Don’t Have A Financial Calculator…
Example, you are an investor. You invest your $10,000 in a financial instrument, giving you 9% interest, compounded on annual basis for 10 years. How much will you get, at the end of the 10 years? If you are a...
Is there such thing as Halal Insurance In Singapore?
Note: This is a touchy issue, and may touch the raw nerves of a few people. If you will like to clarify on the matter, do it in a tactful and respectable manner at...
Should you pay your car in full OR take a car loan?
I have some clients, who asked me, "Financial Consultant, Helmi Hakim....I want to buy a car. Should I pay it in full OR take a car loan?" Well...If you have been reading my blog, for the past few years, you know, that...
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Financial Planning Not Only Benefits Clients But Also Us, As Your Advisors
Some of you reading this blog, are business people. Some of you reading this blog, are salespeople. Some of you reading this blog, are financial associates. (like me) 🙂 If you belong to any of the above category, what...
The Rules Of Wealth
Today, I am going to illustrate to you, one key formula, that I subscribe dearly to, which I will termed it here as "The Rules Of Wealth". It is a formula that I adhere to, and one that have helped me in my daily life....
My Creed For Year 2009
I am the type of person who loves to write poems....motivational of nature... and songs.... yes.... malay love songs.... Its a natural gift that I possess waiting to be unleash at the right time... :)...
How To Know, If You Are Financially Ready, To Start Your Own Business….
I have lots of clients who have the "intent" to start up, a business venture.... .... selling handbags....selling burgers.... selling health products.... A lot of interesting, fun and lovely ideas.... 🙂 Some seeked my...
Islamic Finance? The Whole Solution to this DBS High Notes Saga?
I have given some deep thoughts on the recent events that have impacted investors in Singapore, particularly those who have invested in DBS High Notes and the infamous, Lehman Brothers mini"bonds". I finally reached to...
Balanced Life… Does it meant sacrificing your values, beliefs and ideaologies?
I have came across a number of people whom lack of ambition. For what, earn so much money? For what, work so hard? For what, save so much? For what, spend so little? For what, aim too high? For what, dream too big? For...
6 Rules of Thumb YOU Can Use to Manage Your Money In Singapore
I am very sad, that in the mark of the technical crisis in Singapore, many people are facing dire financial difficulties. While the rich are facing ENORMOUS financial opportunities. Some people whom I dont know, out of...
The Importance Of Planning For Your Goals
Last year, I shared with you the importance of planning for your goals. I have shared with you a grandma story to illustrate the importance of planning for your goals. https://helmihakim.com/investments/goal-setting/...
Obama Won and Its Financial Impact On The Global Economy….
Finally, the inspiring and candid Obama won his presidency, to champion the rights and restore the dignity of right thinking Americans. I applaud his proposal to withdraw American troops from Iraq in 16 months and his...
How To Set Your BIG BIG Goals For Year 2009?
I am setting and developing my goals for year 2009. I will like to share with you, this video, which i find.... HELPFUL! 🙂 p.s. By the way, if you wish to discover a simple & halal way to create a positive...
Taking A Break & Countdown To A New Year….
I am taking a break, and find it cool to include this widget here, marking the COUNTDOWN to year 2009. Enjoy! 🙂 p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly...
Merry Christmas 🙂
The festive mood filled the air, and everyone seems to throng the streets to fulfill their innermost desire, to shop and to shop. From Jurong to Tampines, everywhere around Singapore... Great discounts splattered over...
Helmi Hakim, 2 Years Back….
I think, that time flies very fast. Its just like yesterday, I completed army and joined NTUC Income. Now, its more than a year for me. Btw, I just chanced upon a video, I created 2 years back. It is my video in Cape...
My Creed For Year 2009
I am the type of person who loves to write poems....motivational of nature... and songs.... yes.... malay love songs.... Its a natural gift that I possess waiting to be unleash at the right time... :)...
Selamat Hari Raya Aidil Adha To All Muslims…
I will like to wish all Muslims, Selamat Hari Raya Aidil Adha, especially to all readers of this blog. In this day, let us pray together, for the safety of our Muslim brothers and sisters, who is performing Haj in...
Copywriting Seminar Conducted By Fadzuli…..
Yesterday, I went for the copywriting seminar conducted by Fadzuli, and boyyy.... it's enlightening and very refreshing.... 🙂 Get to network with common minded Melayus like Suryadi, Syah, Badawi, Nawaz, Fahim,...
The Law Of Reciprocity. You Give, You Get Back….
If you were to asked me, the most powerful concept, I have learnt in my 23 years of life, I will sum it up into one distinct sentence. "The Law Of Reciprocity" It is ingrained in our mind, and this concept is...
I Lead My Way….
In the descent of the night, I sat down thinking... What will I be 3 years from now... 5 years from now.... 10 years from now.... 20 years from now.... As i keep thinking, prodding deep into my thoughts, prodding...
Money, root of all evil?
I always hear this common statement saying that "Money is the root of all evil" Is that TRUE? I begged to differ. I believe that money is not the root of all evil... I would say that lack of money is the root of all...
Opinion Is The Cheapest Commodity On Earth.
Once, there was a General who wanted to cross a river. He was unsure of the depth of the river, and whether his horse could make it across the river. He looked around for help and saw a little boy nearby. He asked the...
If You Are Cash Rich, Don’t Choose To Live Like A Pauper…
There was once a junk dealer who made his living by picking up things other people had thrown away. He lived in a run down house on his own. Everyday he would go out early in the morning and return late at night. He...
Use Your Brain When You Do Things.
Do you realize that you have more potential that you think? There was once an old Indian who was poverty stricken. But one day, he strike it big when oil was discovered on his land. He became wealthy overnight and...
Catching Monkeys Is Quite An Easy Task If You USE YOUR BRAIN 🙂
Today I am going to share with you how to catch monkeys. 😛 The way to catch a monkey is to use a box with a small opening at the top- big enough for the monkey to slide its hand inside. Inside the box are nuts to lure...
Motivated Because Of The FEAR FACTOR?
There was a wealthy man who wanted to choose a husband for his only daughter. One day he invited the eligible young men from the whole town. During the occasion, when everyone was present he made an announcement,...
Your Subconscious Mind Is Also Powerful, you know 🙂
There was a man who worked for the railroad. One day as he went into the freezer compartment to do his routine work, the door accidentally closed and he found himself trapped in the compartment. He shouted for help but...
You Can Get A Lot Of Things If You Dont Give Up…Like this one 😛
The Catalina Island is twenty-one miles away from the coast of California, and many people have taken the challenge to swim across it. On July 4th 1952, Florence Chadwick stepped into the water off Catalina Island to...
A Story To Tell You Not To UnderEstimate One’s Capability
Today I am going to share with you another motivational story I read 🙂 This is the story of Robby. He was a young boy who lived with his elderly mother. His mother wanted him to learn how to play the piano because she...
















