Investment | The Official Helmi Hakim Website

My Research On The Subprime Mortgage Crisis 2008 and How It Relates To Islamic Finance…

2. May 2013

When I meet, my non Muslim clients who are learning more about Islamic finance, sometimes they are curious, and they asked me, why Muslims cannot take interest. (riba) Why, Muslims, cannot include speculative investments, like derivatives etc2, in their investment portfolio? (maysir) I will normally answer, that God doesn’t allow us and stop at that. Today, I decide to blog [...]

M9A Insurance Regulatory Exam Blog Post No 3

1. May 2013

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M9A Insurance Regulatory Exam Blog Post No 3

I have written 2 blog posts, sharing with you on how options work. Click the link below to read them again. 1) http://helmihakim.com/investment/m9a-insurance-regulatory-exam-blog-post-no-1/ 2) http://helmihakim.com/investment/m9a-insurance-regulatory-exam-blog-post-no-2/ ………………………………………………………………………………………….. …………………………………………………………………………………………… Now, you have a clearer understanding on how option works. In this blog post, I am going to share with you today on 4 most commonly use, option strategies. [...]

M9A Insurance Regulatory Exam Blog Post No 2

1. May 2013

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M9A Insurance Regulatory Exam Blog Post No 2

When the investor is bullish about the stock’s performance and expect stock’s price to go up, he buys (long) a ___________ option. When the investor is bearish about the stock’s performance, and expect stock’s price to go down, he buys (long) a ____________ option. …………………………………………………………………………………………………………………………. …………………………………………………………………………………………………………………………. If you cannot answer this question, do [...]

M9A Insurance Regulatory Exam Blog Post No 1

29. April 2013

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M9A Insurance Regulatory Exam Blog Post No 1

I understand that some of my colleagues, in the finance industry find it challenging to pass the regulatory exam, M9A. Thus, I will like to make a small contribution here. I will be writing a few blog posts, to help explain in a simple, easy to understand manner, concepts that you need to know, when you undertake [...]

The Mechanics Behind The Formula Of Compound Interest….

25. April 2013

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Today, I am going to share with you what most finance courses out there, dont teach you. The Mechanics Behind The Formula Of Compound Interest! In one of my previous blog post, I have shared on how to calculate compound interest, without using a financial calculator. This is the formula again. Principal (1+interest)number of years [...]

Financial Consultant, Helmi Hakim Graduates With First Class Honours….

24. April 2013

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Financial Consultant, Helmi Hakim Graduates With First Class Honours….

Alhamdulillah Wa Shukrillah…. I have finally graduated with Bachelor Of Science (Hons) in Banking and Wealth Management, University Of Wales, UK, with first class honours. It has been an uphill task thus far, juggling appointments with clients and school, but a rewarding and satisfying one. I have made great friends along the way and learnt [...]

I just thought, wanna buy a car in Singapore…

26. February 2013

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I just thought, wanna buy a car in Singapore…

I was planning to buy a car, paying a downpayment of $10,000 and rest on loan. Everything is now stable. I completed my degree. I am happily engaged with my beautiful fiance, getting married at the end of the year, and Alhamdulillah, now, I am having lots of appointments non stop, justifying that a car [...]

Malay Weddings: How Much Money You Need, To Get Married In Singapore?

8. October 2012

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Malay Weddings: How Much Money You Need, To Get Married In Singapore?

My friend always tell me, “You all Malay, very lucky one….. We, Chinese ar, our wedding can cost $50,000 – $60,000…… Our life savings all gone….” I used to agree with them, until I plan for my own one…. but now, I have a come back line, ” Ya lah….But you all can cover back [...]

Financial Consultant, Helmi Hakim’s Perspective On 50 Year Housing Loans In Singapore…

16. August 2012

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I was reading the Straits Times Forum where the author describes introducing 50 year housing loan as being “imaginative”, and as a “daring to be different” move. http://www.straitstimes.com/premium/forum-letters/story/nothing-wrong-50-year-housing-loans-20120816 I beg to differ with the author. Though, stretching a loan to 50 years, makes the monthly instalment more affordable, it also reduces the payer, to a mere debt [...]

Will Gold Price Always Go Up, Up and Up And Never Come Down?

6. August 2012

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Will Gold Price Always Go Up, Up and Up And Never Come Down?

“We must keep gold because American dollar is depreciating” “European countries like Greece, Spain, Italy and Portugal are having debt crisis. We should buy gold.” “Capitalist economy is moving towards destruction. Keep gold.” ……………………………………………………………………………………………………………………………………………………………………………. ……………………………………………………………………………………………………………………………………………………………………………. This is the tagline that I get, whenever I meet anyone, advocating the idea of investing their money in gold…. [...]

Empowering The Muslim Community In Singapore With Financial Planning….

25. July 2012

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Empowering The Muslim Community In Singapore With Financial Planning….

Alhamdulillah…. NTUC Income Muslim financial consultants will be renewing our effort to reach the community, by having a roadshow booth at Joo Chiat Complex NTUC Fairprice from 23rd July 2012 to 5th August 2012. We have been consistent in our commitment, determination and spirit to engage the community, educating them on the importance of proper [...]