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I am quite short handed here, managing my clients.
Have an influx of them these days.
Seems like I am already a money magnet. 🙂
Just include this video program which also explains briefly what I have also learn in the
“Secrets of Millionaire Mind” seminar.
Enjoy 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Okay…
As I promised earlier that I am going to share with you, what I have learnt in T Harv Eker’s seminar.
I share with you, because I want you to learn something useful from my blog, and in the process, I want you to tell all the people whom you care, about this blog….
Tell them to visit this blog occasionally.
I am committed to this social mission of educating the many who support me by reading this blog.
And in return for that favour, I will continually be committed to provide quality information, for you…readers of my blog.
I am committed!
Are you?
The first powerful concept which I learnt is the Money Management System.
I realised that I have this bad, bad habit.
Everytime I earn my money, I will spend it to the MAX!
I will buy this and that.
Everything which I like.
Practically, everything that I can afford to.
Yes!
I am a bad, bad spender, though I advocate the idea of savings as a financial associate.
I love to spend.
And I love to spend till I am penniless!
Everytime, I managed to accumulate a sum of money, I will blew it all away on stuffs that I DONT NEED!
Now, let me ask you a question.
How many of you are guilty as I am?
How many of you LOVE to spend?
Yup… I am very sure there are many!
As when we, a strong group of 5000 participants were told to group ourselves in terms of savers, spenders and monks, MAJORITY of us are SPENDERS!
Its ironic that I, me and myself belongs to that category too!
When the concept of the “money jars” was introduced I was profoundly strucked.
I was strucked by the simplicity yet the effectiveness of the system.
It was madness.
I was practically blown away by the concepts.
Its simple yet effective.
We were told to divide our money, our earnings into 6 important categories.
1) PLAY Account (10%)
2) NECESSITY Account (55%)
3) LTSS Account (10%)
4) EDUCATION Account (10%)
5) GIVE Account (5%)
6) FINANCIAL FREEDOM Account (10%)
Everytime we receives money,we were told to divide our money into these broad categories.
We can open up different bank accounts to segregate our money.
1) PLAY ACCOUNT
PLAY Account is your portion of your money which you will need to use to ENJOY your money.
You can go for a massage, go for spa, go and buy the luxury that you have craved for.
Spend this money like there is no tomorrow.
You can spend this money in the PLAY Account till you drop, without feeling guilty 🙂
2) NECCESSITY ACCOUNT
NECCESSITY Account is your portion of your money which you use to spend your money on NECCESSITIES!
Like food, transportation, accommodation, etc2…
3) LTSS ACCOUNT
LTSS Account is the portion of your money for long term spending like buying a television set, buying car, buying a washing machine, buying a….anything that you can associate to long term use.
I mean practically everything.
4) EDUCATION ACCOUNT
EDUCATION Account is the portion of your money for the use of upgrading yourself.
You can use this to buy books, to go for seminars, to go for workshops, practically ANYTHING that can develop you, can educate you to be a person you want to be 🙂
5) GIVE ACCOUNT
GIVE Account is the portion of your money for you to DONATE your money.
YES!
DONATE your money.
You must DONATE your money.
You don’t have to just donate your money to charity.
You can just give your money to anybody, yes…
I man practically anybody who is in need.
And if you wish to donate more money, since the allocation rate here is just 5%, you can take some amount from your necessity account and donate that portion too!
6) FINANCIAL FREEDOM ACCOUNT
FINANCIAL FREEDOM Account is the account where you SAVED your money for retirement.
You cant touch that money.
In my capacity as a financial associate, what I can recommend is that you can save using our financial vehicles.
We have lots of them, and I can personally do proper recommendations after doing a NEEDS BASED ANALYSIS with you.
YES! Definitely!
I can!
Frankly speaking, I have so much to share and stay tuned in my blog as I will share with you lots of other useful tips that I have learnt from the seminar itself.
See ya soon.
You rockz! 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
For the past 3 days, I was in a seminar.
T Harv Eker seminar.
If you have been reading my blog, what you have been reading are all automated posts.
Yes…. I am always leveraging on the internet to communicate with you, my faithful readers of this blog.
Yes… I know, you need fresh, new postings every single time, and I cant be in front of the computer on the internet, every single day right?
Is it true or true?
I hope you understand. 🙂
I learnt a lot from the seminar and of course, I made lots and lots of new friends.
The bond that we engaged in this short stinct is simply memorable. 🙂
Beginning with Dr XXX, the first person I met in the seminar, till the rest of you….
Just wanna tell you, that you guyz ROCKS! Hahahahhhh
I’ve changed a lot from this seminar…
Though….I already believed that I am positive minded, and I will always maintain to be positive minded, there are times, when I believed that rich people STINKS in their attitude.
They are arrogant.
They are boastful.
They don’t care of other people’s feelings.
And many many more….
I also do have some negativity like believing…
I don’t need to manage my money because I hardly have any.
AND getting rich takes too much work and struggle…
DAMN! No wonder I felt that there is some sort of ceiling preventing me from making and growing my money!
In these few days, I am going to share with you, what I learnt not only from T Havr Eker, but also from the audiences of the seminar.
I am overwhelmed with information.
Overwhelmed with strategies and I feel so….GREAT!
I felt so FOCUSED, so CLEAR like never before.
I am sorry guyz…I have to get going…
Theres too much to share now.
I will break them down…
Stay in tuned for my future posts 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
I always hear this common statement saying that
“Money is the root of all evil”
Is that TRUE?
I begged to differ.
I believe that money is not the root of all evil…
I would say that lack of money is the root of all evil…
YES…
LACK of money is the problem…
Just take a look around…
Alarming statistic shows that the increasing rate of divorcee is due to financial woes…
Debts and bankrupcy set a happy family apart.
Money can do wonders.
You can set up your very charity organisation.
You can spend on self indulgence like your cars and condos.
You can do a lot of things….only if you have money.
Now,if you are one of those who always believe that money is dirty.
i will like you to change that point of view.
You can never be rich if you think money is dirty.
Never, ever be rich…
Your views on money will shape the way you will think about money all the time.
So… If you will like to have more money…DEFINITELY
you have to change your view on money, if its a negative one…
Yes….
Just change your view…!
and that single step will bring you more money 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
Today’s story is about the importance of setting Goals.
TWENTY YEARS LATER
In 1953 Yale University did a research on its graduating seniors.
The graduates interviewed were asked if they had a clear, specific set of goals written down with a plan for achieving those goals.
Only 3 percent had their goals written down.
Twenty years later, in 1973, these surviving graduates were tracked down and interviewed again.
It was discovered that the 3 percent with specific written down goals were worth more financially as compared to the 97 percent put together.
They were also more successful in other areas of their lives.
SUCCESS PRINCIPLES
The above story clearly demonstrates the importance of having specific written down goals.
The goals must be specific in terms of what you desire, the precise date you desire to achieve it, and what you are willing to give in return for the goals.
It must be written down and read every single day.
If you write down something that you may not believe at the moment but if you read
it long enough, you will start to believe and act upon it. 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
6 out of 10 Singaporeans are seriously worried about having too little money in their old age, but only 1 in 10 has actually saved for retirement in the past year.
These are among some alarming statistics to emerge from an HSBC global survey of people’s attitudes towards ageing and retirement.
The survey covered more than 21,000 adults in 20 countries and territories, including 1,000 adults aged 18 and above in Singapore.
Many of the findings are rather alarming.
Some 40 per cent of those surveyed here said they have never saved specifically for retirement and 62 per cent have never sought information on retirement planning.
8 in 10 said they have not made a will, despite the fact that almost the same proportion of the respondents are aged 30 and above.
Almost 80 per cent said they have never made arrangements for care in their old age, although more than half of the respondents are aged 40 and over.
This trend sometimes makes me ponder and think….
As a financial associate, I see this statistic as a proof that there are a lot of people out there who will need my service, and here I am to render my service to you.
If you are one of the, you can call me or drop a message for me to meet you and conduct a full scale financial needs analysis with you 🙂
p.s. By the way, if you wish to discover a simple & halal way to create a positive monthly cashflow and calculate your net worth for FREE, then please click here…
